MoneyUnder30.com

Eating For (Much) Less

As I mentioned in my living on $10 a day post, how much you spend on food can vary dramatically. Here are some of the ways I save on food without turning to ramen, beans and water, etc. Use Your Freezer – Just because you can’t finish an entire loaf of bread by yourself before […]

How to Live on $10 a Day

Think you could live with just ten dollars of disposable income per day? It sounds scary if you’re used to enjoying life, but it is not only possible, the ten dollar a day rule is practical, too. You have heard the argument before, but it’s the little things that we purchase every day that add […]

Debt Free Step Three: Your Debt Management Plan

To get out of debt, you need a plan. But pick a plan that is too aggressive and you may not be able to keep up. Learn how to choose a plan that will actually work.

Debt Free Step Two: How Much Debt Do You Have?

Are you so in debt you ignore your bills? And even if you’re still paying them, when is the last time you looked beyond the minimum payments? If you seriously want to get out of debt, you need to face the ugly numbers…

Debt Free Step One: Create Financial Goals

Faced with debt it is tempting to spend sleepless nights aimlessly crunching numbers, as if the right few calculator taps will make that red ink disappear. Sadly we both know that won’t happen…

Debt Free in Seven Steps

Got debt? You’re not alone. The average American’s credit card balance is over $8,000. Even if you’re in over your head, you don’t need to spend more money than you already have to get out of debt…

Some Motivation to Get in Financial Shape

Thanks to AllFinancialMatters for pointing out this story from MSN Money featuring some average personal finance statistics of people in their 20s. For example, our median net worth is $7,901, but for nearly 25% of us, that figure is negative. We owe more than we own! These numbers are exactly why I created this site! […]

Good News for Bookworms on a Budget

New sites are surfacing allowing budget-conscious bibliophiles to swap books, movies, and more through the mail rather than buying them. This is an awesome money-saver for avid readers that don’t have time to drop by the library. My old friends at SmartMoney picked some of the top sites in a recent article. Frugal Reader, Bookins, […]

Building Wealth by Owning Less

All my life I have lived among the American upper-middle class, but I never had the money to actually count myself in this group. But of course I tried. It was a classic case of keeping up with the Jones’, and unfortunately, the more I tried to keep up, the poorer I became. Don’t get […]

IRS Revokes Nonprofit Status of 41 Credit Counseling Agencies

The IRS may be good for something. BusinessWeek reported yesterday that the IRS has revoked the tax-exempt status of 41 “nonprofit” credit counseling agencies. You have heard their ads, and if you are wrestling with debt, perhaps you have considered calling them. But many of these credit counseling organizations are nothing more than unscrupulous hucksters […]