MoneyUnder30.com

Don't Get Fired

Afraid of getting fired? Unless your employer is in dire straights and on the brink of widespread downsizing, following these dos and don’ts should protect you from getting canned. … [Read more...]

Resume Writing 101

Want an interview every time you apply for a job? You need a killer resume. Follow these simple steps to improve your resume today. Keep it Short The perfect resume conveys your education, experience as clearly and as quickly as possible. Hiring … [Read more...]

Debt Free Step Five: Create Automatic Debt Payments

Just like anything worth doing, getting out of debt takes self-discipline. Whether you want to wake up earlier, get in shape, or quit smoking, will power is the key to achieving difficult goals. Unlike those other tough tasks, however, you can … [Read more...]

Debt Free Step Four: Negotiate and Consolidate Your Debt

Only after you have gotten in the habit of making regular increased payments towards your debt should you begin exploring other debt elimination tricks like debt negotiation and debt consolidation. All of the shortcuts in the world can’t help you get … [Read more...]

The 401(k) Retirement Plan: An Introduction

What is a 401(k)? A 401(k) retirement plan is, very basically, an investment account funded by direct withdrawals (called “deferrals”) from your paycheck. The largest benefit of a 401(k) is you do not pay any federal taxes on the money you save, or … [Read more...]

Shopping For Your First Car

Buying your first car on your own is both exciting and harrowing. After all, a new car is more than a shiny toy; your first car needs to be a reliable, safe, and affordable. The Golden Rule of Car Shopping Before your buy your first car you … [Read more...]

Office Etiquette 101

Whether you work in a cube farm with fellow recent grads or on the top floor among upper management, once you’re at work, the rules of etiquette change. It’s not hard to be on good behavior at the office, but your attention to details that coworkers o … [Read more...]

Free Monthly Budget Spreadsheet

I am pleased to present a simple and totally free budget spreadsheet that can be used to quickly and easily plan how much you can spend each month. Using the spreadsheet is easy. First, gather your paystubs and enter your monthly income. Next, … [Read more...]

Don’t Let Money Ruin Friendships

It’s another Saturday night, and those free weekend wireless minutes are coming in handy as you make plans with your friends. The only problem: your lawyer and trust-fund friends want to follow up a four-star meal with a night of skipping velvet r … [Read more...]

Avoid Bank Fees

How does your banker get paid? By waiting for you to make a mistake, of course. According to the Federal Deposit Insurance Corporation, in 2004 banks and credit unions collected a record $37.8 billion in service charges--more than double the amount … [Read more...]