Do Budgets Really Work? A Few Tips for Your Budget

Four out of five personal finance pundits say a budget is the only way to trim spending and save cash. Unfortunately, four out of five “real” people might disagree. Who’s right? Let’s be honest, do budgets work?

Using Multiple Bank Accounts to Control Your Spending

Money Map

I am always interested in how others manage their personal cash flow, so I’ve decided to share how I do it.