I love “best of” year-end countdowns, so I decided to write one of my own: My favorite 50 personal finance websites of 2007! [...]

Creditors have a secret they will do anything to protect. This secret — kept in Manhattan penthouses by old cigar-smoking white men — makes banks filthy, filthy rich. This secret allows the rich to rob from the poor. Despite its limitless power, the secret is hidden in plain sight. You may know the secret already; though you may not know just how rich it is making your creditors (and how poor it is making you).

It is also easy to forget the secret, or to dismiss it. You may have learned it along time ago, vowed to take action and then, months later, forgotten all about your resolve to stop your creditors from using the secret against you. So what is the secret? [...]

Next time you want to buy something and you can’t pay cash, ask yourself: “Can I pay for this in full within three years?” I call it the three year rule, and if follow it, you will never find yourself overburdened by debt. [...]

For the most part, I like my job. But working as a publishing sales rep isn’t exactly what I dreamed of doing as a kid, so there are days work seems like, well, work. Want to be happier at work? Here are some ideas: [...]

It has been just over one year since I applied for an took a debt consolidation loan from peer-to-peer lender Prosper. One year in, I’m just as happy with Prosper as when I started. [...]

The Federal Reserve cut interest rates again on Tuesday. What exactly, do the rate changes mean for us in our twenties, paying off debts, tucking away pennies, and perhaps shopping for a first home? [...]

As many readers have already discovered, The Simple Dollar had a great post last week: Everything You Ever Really Needed to Know About Personal Finance on the Back of Five Business Cards. It’s true, all the fundamentals are there. Of all the advice in the post, one really stuck with me. [...]

If you carry a classic American Express Green, Gold, or Platinum card, or any other credit card that has no pre-set spending limit, you probably know that no pre-set limit does not mean no limit. So how is your spending limit calculated, and what happens if you hit it? I found out last month. [...]

Have you every considered a long distance commute to take a better job or to live where you want? If so, exactly how much would that long distance commute cost? [...]