I love “best of” year-end countdowns, so I decided to write one of my own: My favorite 50 personal finance websites of 2007! … [Read more...]
The Debt "Secret"
Creditors have a secret they will do anything to protect. This secret -- kept in Manhattan penthouses by old cigar-smoking white men -- makes banks filthy, filthy rich. This secret allows the rich to rob from the poor. Despite its limitless power, … [Read more...]
The Three Year Rule
Next time you want to buy something and you can't pay cash, ask yourself: "Can I pay for this in full within three years?" I call it the three year rule, and if follow it, you will never find yourself overburdened by debt. … [Read more...]
How to Be Happier at Work
For the most part, I like my job. But working as a publishing sales rep isn’t exactly what I dreamed of doing as a kid, so there are days work seems like, well, work. Want to be happier at work? Here are some ideas: … [Read more...]
A Prosper Update: One Year as a Prosper Borrower
It has been just over one year since I applied for an took a debt consolidation loan from peer-to-peer lender Prosper. One year in, I'm just as happy with Prosper as when I started. … [Read more...]
What Does a Fed Rate Cut Mean for Young Savers and Shoppers?
The Federal Reserve cut interest rates again on Tuesday. What exactly, do the rate changes mean for us in our twenties, paying off debts, tucking away pennies, and perhaps shopping for a first home? … [Read more...]
It's About Freedom
As many readers have already discovered, The Simple Dollar had a great post last week: Everything You Ever Really Needed to Know About Personal Finance on the Back of Five Business Cards. It's true, all the fundamentals are there. Of all the advice … [Read more...]
American Express Cards DO Have Spending Limits
If you carry a classic American Express Green, Gold, or Platinum card, or any other credit card that has no pre-set spending limit, you probably know that no pre-set limit does not mean no limit. So how is your spending limit calculated, and what … [Read more...]
The Cost of a Long Distance Commute
Have you every considered a long distance commute to take a better job or to live where you want? If so, exactly how much would that long distance commute cost? … [Read more...]

