MoneyUnder30.com
MoneyUnder30.com

Part-Time Entrepreneurs: Is Your Loss Deductible? Check the IRS Hobby Loss Rule

If you, like me, are a nine-to-fiver and a part-time entrepreneur, the IRS is not going to congratulate you for your hard work, but they will take their cut. Did your side-gig take a loss last year? You may be able to deduct that loss and beef up … [Read more...]

Starbucks Closing Tonight For Employee Retraining: My Thoughts

You might wonder what Starbucks closing 7,100 stores tonight has to do with personal finance, other than the fact it might save you $4 if you happen to crave a latte this evening. Well, if you own Starbucks stock, you might be optimistic CEO Howard … [Read more...]

Four Reasons We Spend More Than We Should

Americans are not saving money. Our national personal savings rate has been less than 1% since 2005, when our savings rate was actually negative; its lowest point since the Great Depression. If we are not saving, then we must be spending more than we … [Read more...]

Don’t Miss These Important Tax Deductions

I’m no tax expert, nor do I want to be, but as my taxes get more complicated, I do want to make sure I don’t give more of my money to Uncle Sam than I legally owe. Here are some tax tips that may be especially helpful to the under-30 set. … [Read more...]

More Amex No Pre Set Spending Limit Fun

Recently I wrote about how I ran up against my American Express charge card’s mysterious spending limit. Well I did it again, and after a phone call with Amex, I can shed even more light on how theses charge cards’ limits are calculated. Despite the … [Read more...]

Manage Yourself: 10 Ways to Make Yourself Accountable at Work, in Life, and with Money

I don’t know about you, but I have a problem. I am ambitious; I am full of great ideas. I am also, however, extremely undisciplined. But the other day I had an idea. What if I became “my own manager”? Not a bad idea. But how, exactly, do you manage yo … [Read more...]

Are 0% Six Month Balance Transfers Really a Deal?

Jeff writes: I'm about $5500 in credit card debt that I want to get out of before I go back to school in August. I'm thinking of taking up these offers for low interest rates on balance transfers I get in the mail from new cards. Is it worth the … [Read more...]

Shoeboxed.com: Receipt Organization a la Netflix

It seems like only a year ago I was lamenting the absence of innovative web-based personal budgeting tools. Today we have Mint.com and Geezeo.com, and even Quicken has launched an online budgeting product. While these sites are all long overdue ways … [Read more...]

A Country Without Credit

With the economy faltering, more Americans are paring down their spending. At the least, Americans are starting to buy only what they can afford. Could the next few years become the age of Americans saying good bye to credit cards and living within … [Read more...]

Will You Get Your Economic Stimulus Tax Rebate Check?

Congress' economic stimulus package bill has passed, meaning most American taxpayers will receive tax rebate checks ranging from between $300 and $1,200 per household, plus additional amounts for households with multiple children. Want to make sure … [Read more...]