A down payment between 10 and 20% on your first home or condo is more important today than ever before. Following the sub-prime mortgage meltdown, lenders are more cautious with mortgage applications and borrowers have (hopefully) learned some … [Read more...]
Online Car Loans Compared: Get Approved Before You Shop
June 28, 2008 By
Buying a car with cash is stressful enough; finding the right auto loan is even harder. In my car shopping tips from an ex-car salesman, I recommend getting a pre-approved car loan online before heading to the dealership (even with bad credit). … [Read more...]
Credit Karma: A Truly Free Credit Score
June 27, 2008 By
Want to know how your credit score stacks up? Check out Credit Karma, a site that lets you check and track your credit score for free without subscribing to anything...REALLY. No, it's not a scam. You'll have to create an account and provide your … [Read more...]
Reader Question: Should You Ever Defer 401(k) Contributions?
June 26, 2008 By
Stephanie asks: I recently started a new job that will not match 401(k) contributions until I complete one year of service. Should I still contribute prior to being eligible for matching? … [Read more...]
Want to Know Why Gas Prices Are so High?
June 26, 2008 By
On Forbes.com Monday, Charles Biderman of Trim Tabs Investment Services says that if things don’t change, escalating oil prices will topple the U.S. economy. … [Read more...]
Four Career Lessons I Learned Working at Starbucks
June 25, 2008 By
I've never much so much fun (at work) as I did slinging lattes and bagging beans at Starbucks. Maybe not everyone that's worked in coffee feels that way, but for me, working part-time at the 'Bucks to help pay off debt was actually fun. I liked … [Read more...]
Sorry It's Slow, I Have a New Job
June 25, 2008 By
A quick apology to Money Under 30 readers for the slow posting pace around here lately. It's because I took a new job last week and have been adjusting to my new environs and schedule. I expect things to ramp up to normal again this week. Thanks for … [Read more...]
Financial Tips for Your First Job Out of School
June 17, 2008 By
The New York Times recently published an excellent financial primer for recent graduates accepting their first full-time job. The gist of the article is simple: even if you're only 22, don't neglect health insurance, taxes, and your retirement. … [Read more...]
Should You Take Financial Help from Your Parents?
June 16, 2008 By
Yesterday being father's day, I was thinking about the often controversial topic of twenty-somethings receiving financial assistance from their parents. If your parents offer financial help, should you take it? And how? … [Read more...]
What Do You Want to Read About? (Regarding Money)
June 13, 2008 By
I want your help! While I have no shortage of ideas for blog posts here at Money Under 30, I too often focus on topics that I'm interested in, but maybe you are not. Please give me some feedback -- in a comment or via my contact form -- to help me … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 