Many students nationwide may find themselves scrambling to find student loans to pay for tuition this September. According to an ABC News report, more than 100 lenders nationwide have announced they will cease offering student loans due to the crippled credit market. [...]

American credit cards—Visa and MasterCard in particular—are increasingly accepted all over the world. While they can be a convenient way to pay while traveling aboard, be prepared to pay foreign currency transaction fees of up to a 4% for every dollar you spend overseas. [...]

It’s great to get out and see the world while you’re young. Unfortunately, you will also never be so poor. Problem solved. Here are five frugal travel secrets to save you some yen, dinar, Euros—or whatever it is you’ll be spending. [...]

This is pretty neat: I received an invite for a contest for a VIP pass the World Business Forum. The September event in New York includes talks by Tony Blair, Colin Powell, Madeline Albright, Jack Welch, and Muhammad Yunus, and the contest is specifically for accomplished young professionals. The invite got me thinking about role models; certainly any of these guys would make good ones. But as I pondered those I admire in business and life, I want to ask you the same question I asked myself: Do you have a role model for your finances? [...]

Imagine paying a high tax for owning a gas-guzzling SUV, enjoying six weeks of paid vacation each year, or giving half of your paycheck to the government. In this guest post, Emily Starbuck Gerson, of the CreditCards.com blog Taking Charge, describes some of the differences between the personal finances of Americans and Europeans. [...]

This story about how a writer who saves every $5 bill she comes across, and in three years has amassed $12,000, is the most e-mailed story today on Boston.com. [...]

My parents have always been coupon fiends. I remember Saturday mornings from my childhood, sitting at the kitchen table with my father helping him clip grocery coupons from last Sunday’s newspaper (and sort through envelopes of saved coupons) before heading out to the store. Coupons have their pros and cons—they can save you a bunch, but they can also tempt you to buy things you might not need. Do you use coupons? If not, here are some tips for saving with coupons. [...]

Business credit cards are the credit card industry’s best-keep secret. They feature lower APRs, better rewards, and better introductory terms than consumer cards—and anybody with good credit can get one. No business? No problem. Here are five reasons to swap your current plastic for a business card.

Better balance transfers

The number one reason to get a business credit card? Many feature longer 0% balance transfer offers than consumer credit cards. At the time of this article, Advanta—a leading credit card issuer for small businesses—offered a 0% balance transfer for 15 months on the no annual fee Advanta Platinum Card.

Better 0% introductory offers

Want to make a big, new purchase and pay it off over time—for free? Most consumer cards only feature intro APRs for six or 12 months, but some business cards offer 0% APRs for as long as 15 months.

Useful rewards

Credit cards marketed to consumers with excellent credit

Donating your unused clothing makes a lot of sense; you can help out a charity like Goodwill or the Salvation Army while cleaning out your closet. You’ll even score a small tax deduction. But choose whom you give you clothes to carefully; for-profit companies are now setting up clothing drop boxes and then reselling your duds to consignment stores or textile recyclers. [...]

IndyMac Bancorp—once the nation’s 10th largest mortgage lender—has gone belly-up, leaving approximately 10,000 uninsured depositors high and dry. These guys will be lucky to recover 50% of their uninsured money. What can we learn about managing your money from the IndyMac failure? [...]