When it comes to high yield savings accounts, interest isn’t everything. On a $10,000 balance, the monthly difference in earnings between a 3.25% APY and 3.30% is $0.50. A more important question is: With this online savings account, how can I move my money? [...]

Sick of renting, but not ready to spend your Saturdays on a lawn mower? Often featuring desirable locations, minimal maintenance, and smaller price tags than single-family homes, it’s no wonder young homebuyers find condos attractive. But living in a condo can present some unique challenges. Ask yourself these questions to make sure a condo living is right for you. [...]

American Express announced a new service allowing holders of American Express credit cards the ability to review credit card balances on their mobile phones by sending a text message to “MYAMEX”.

Consumers with Chase credit cards already enjoy a similar feature that provides credit card balance information by text message.

Existing AMEX cardmembers can enroll for the text service at www.americanexpress.com/text.

What do you think—is this something you would use?

Credit card and loan delinquencies are on the rise, reports the American Bankers Association. Existing mortgage woes, a shaky job market, and rocketing gas and food prices may be to blame, but falling behind on credit card payments is bad, bad news for all of us. Even those who with spotless payment records may begin to see interest rates creep up and credit limits shrink as banks adjust their credit card products to reduce risk. If you fear you may soon have trouble making credit card payments – or have already fallen behind, here’s what to do. [...]

Mortgage crises or not, it’s still a great time to buy your first home. Be smart, however, and have a pre-approved mortgage in hand before going house hunting. Applying for (and getting approved for) a mortgage before you shop could save you time, money, and heartbreak. Here’s how. [...]

Surprised by new fees to check luggage at the airport? Don’t be. A Boeing 737 burns between 650 and 900 gallons of fuel an hour, so airlines are feeling the pinch of sky-high fuel prices just like the rest of us. That said, we still don’t feel like paying between $15 and $25 per bag—and we don’t have to. Here are some quick tips for learning to love carrying-on, so you can duck that checked bag surcharge. [...]

If you’re just starting to stash away a few hundred dollars for a rainy day, you probably don’t give your savings account’s interest rate much thought. But if you need to save $1,000 or more in an FDIC insured account, you might feel like you deserve better than 0.5 percent interest on your cash. Good news: The banking auction site MoneyAisle agrees. [...]

Few parts of your car are as important to safety, comfort, and fuel economy as your tires, which should be replaced approximately every 50,000 miles, 5 years, or when they begin to show excessive wear. But with new tires running between $60-$200 each plus installation, replacing four tires can give your wallet a serious whack. To save yourself some dough on tires, follow these tips. [...]