It’s Labor Day already? Where does the summer go? Oh, well. I’m gonna try not to think about that and instead just get pumped for a three-day weekend! I hope you’re able to slow down and celebrate a bit this weekend, too. Maybe you’re just getting back on campus, or taking a much-needed break from work. Whatever you do, take a moment to de-stress about money. After all, your money doesn’t love you back, and you can’t take it with you when you die. [...]
When you graduate from college or graduate school, it’s only a matter of time before your student loans enter the repayment stage. Know when you need to start repaying your student loans—and when you can temporarily stop making loan payments—before your first loan become due. [...]
I think there’s some truth to the title of Larry Wignet’s book You’re Broke Because You Want to Be. Heck, I’m broke because I made the (albeit uninformed) decision to buy things I couldn’t afford for about five years. But I don’t want to be broke anymore, and if you don’t either, here are five things—easy things—that you can do today (before you even leave your computer). Really. [...]
You may be eligible for student loan forgiveness if you graduate from college or graduate school with one or more federal student loans and either volunteer, serve in the military, or work in certain fields in low-paying, high-need areas. Student loan forgiveness means that some or all of you federal student loans will be canceled. Here are descriptions of some of the most common ways to qualify: [...]
I’m pleased to announce that I have just added the option for readers to to receive email notifications of follow-up comments to any post that you comment on! Just check the box before submitting your comment! You will only receive emails for follow-up comments on the posts that you select, and you can unsubscribe from one or multiple notifications at any time.
Eating out—whether it’s at nice sit down restaurants or a drive-through window—is one of the biggest leaks in a lot of people’s budgets, including mine. Eating out has always been money-sucker for me. And eating out is hard to stop doing because after a while, where we eat becomes more than a choice—it becomes a habit. [...]
The summer sun is shining here in the Boston area today, but the days are getting shorter and there has been a chill in the air the last few nights that can only mean one thing: September’s right around the corner. In this week’s weekly roundup I feature a few of my favorite articles from the week, the first of which are especially suited for students returning to school. [...]
Mary writes: Since turning 18 (I’m now 26), I have already amassed nine different credit cards with a combined credit limit of around $30,000. I’m paying down a combined credit card debt on four of these cards of about $20,000. I’d like to close out accounts I’m not using and as I pay them off, but I heard it will affect my credit report and score. What do I do? [...]
Maybe you’ve got a killer business idea and a bullet-proof business plan, or maybe you’re already raking in some cash, either full-time or on the side. If you’re an entrepreneur, eventually you’ll need to decide how to structure your business. [...]
Soaring gas prices have sparked a newfound national interest in a very old piece of technology: the bicycle. I’m in the process of preparing to make my 14 mile round-trip daily commute by bike. While I’m doing it mostly for fitness, fun, and the environment, it will surely save money too. Here are a six tips for anybody considering trying a bike commute. [...]
