Oct. 27, 2008 — Unfortunately, Zopa Loans—a UK company—has stopped lending operations in the U.S. due to the tightening credit market. While they will continue to service existing loans, new loan inquiries are being directed to U.S.A. Federal Credit Union. I’ll post more information here as it becomes available. Borrowers seeking personal loans with FICO scores of at least 670 can try peer-to-peer lender Lending Club. The following is my original summary of Zopa Loans while they were still operating: [...]

My biggest regret about how I spent my college years is that I didn’t apply some—or all—of my free time to entrepreneurial pursuits. If you’ve got time between classes, your college dorm room is a great place to start a business. After all, Microsoft, Dell, Apple, Facebook, Netscape, and FedEx were all started by college students. If you want to start a business at college, here are a few tips: [...]

I once had a neighbor whose electric meter spun about eight times faster than mine—even when she wasn’t home! I couldn’t imagine what kind of gadgets she was running to consume all that electricity, but I imagine it must have cost her a bundle! If your meter is spinning out of control, here are seven easy ways to save money on a pricey electricity bill. [...]

The Wall Street Journal reports this morning that competition is heating up among high-speed Internet service providers, resulting in consumers being able to save money on their Internet service. Problem is, providers still require bundled services to get the best rates. [...]