How to Stop Living Paycheck to Paycheck and Start Getting Ahead

Do you live paycheck to paycheck? Most Americans do. Money comes in on payday, and in two weeks (or sooner) it’s gone. When you don’t have emergency savings, or even a cushion in your checking account, the smallest unexpected expense can put your personal finances in a tailspin. But with a little planning and some […]

Q&A: Will My Credit Score Go Down if a Credit Card Company Closes My Account for Non-use?

Leticia asks: I received a letter from a credit card company saying that since I have not used their credit card for over a year they will be closing my account. I have had the card for over five years and kept in good standing, but have used other accounts with lower rates. Will this […]