Did you know that 45% of Americans cash out their 401(k) retirement accounts when they leave their employers? Do you know that when you cash out your account before the age of 59 ½ that your withdrawal is not only taxed like regular income but also … [Read more...]
Weekly Roundup for Oct 17 and Site Updates Follow-Up
Phew! I finished my site updates last night and was able to get to bed at a decent hour. I’ve settled on this new site design (sorry for the recent testing). I hope it provides you a with a cleaner, simpler, and more pleasant reading … [Read more...]
Note to Readers: Site and Subscription Updates
Hi all. If you subscribe to Money Under 30 please read this site update notice. If you currently subscribe to Money Under 30 posts by email, your subscription will be changing. … [Read more...]
Worried About Your Finances? In A Bad Economy, Worry Only About What You Can Control
A bad economy (can we call it a recession yet?) and worry go hand-in-hand. Case-in-point: My employer announced layoffs yesterday. I’m safe, but I immediately grew worried. Then I reminded myself of the advice I gave on Tuesday in a post about … [Read more...]
Quicken Online is Now Free
Quicken Online, an online budgeting tool based upon the popular personal finance software, is now competely free. … [Read more...]
How to Get Hired in a Recession: Eight Tips for Job Hunting in Today’s Tough Times
Landing a new job is never a cakewalk, but today’s tough economy is sure to make it especially difficult. Whether you are fishing for a first job out of school, recently laid off, or just ready to make a change, being prepared and having the right … [Read more...]
Pay Yourself First!
Want to spend ten minutes doing one thing for your finances that will have an absolutely MASSIVE impact on your ability to spend less, save more, and reach your goals faster? If you answered yes, then it's time to pay yourself first. The … [Read more...]
Murder Your Debt…Now!!!
Are you a cold-blooded killer? I hope to be. I wake up some mornings in a cold sweat because for the past ten years, I’ve been in an abusive relationship. My abuser? Lots and lots of debt. I’d never advocate killing a person, but I do advocate … [Read more...]
Protecting Your Finances From the Crisis: My Take on The WSJ's Ten Tips
The Wall Street Journal is running this article today: Ten Ways to Protect Your Finances From the Crisis. I agree with most of the suggestions, but I’m adding a few tips for us younger folks without big investment portfolios and perhaps without … [Read more...]
Charge Cards: A Smart Alternative to Credit (And Debit) Cards
For many years, I used an American Express charge card—not a debit card, credit card, or cash—for 95 percent of my purchases. Today, my wife still uses an Amex Premier Rewards Gold Card for most of her personal purchases. AMEX CHARGE CARDS … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results.