Worried About Your Finances? In A Bad Economy, Worry Only About What You Can Control

A bad economy (can we call it a recession yet?) and worry go hand-in-hand. Case-in-point: My employer announced layoffs yesterday. I’m safe, but I immediately grew worried. Then I reminded myself of the advice I gave on Tuesday in a post about i … [Read more...]

Quicken Online is Now Free

Quicken Online, an online budgeting tool based upon the popular personal finance software, is now competely free. … [Read more...]

How to Get Hired in a Recession: Eight Tips for Job Hunting in Today’s Tough Times

Landing a new job is never a cakewalk, but today’s tough economy is sure to make it especially difficult. Whether you are fishing for a first job out of school, recently laid off, or just ready to make a change, being prepared and having the right a … [Read more...]

Protecting Your Finances From the Crisis: My Take on The WSJ’s Ten Tips

The Wall Street Journal is running this article today: Ten Ways to Protect Your Finances From the Crisis. I agree with most of the suggestions, but I’m adding a few tips for us younger folks without big investment portfolios and perhaps without h … [Read more...]

How to Stop Living Paycheck to Paycheck and Start Getting Ahead

Do you live paycheck to paycheck? Most Americans do. Money comes in on payday, and in two weeks (or sooner) it’s gone. When you don’t have emergency savings, or even a cushion in your checking account, the smallest unexpected expense can put your per … [Read more...]

Q&A: Will My Credit Score Go Down if a Credit Card Company Closes My Account for Non-use?

Leticia asks: I received a letter from a credit card company saying that since I have not used their credit card for over a year they will be closing my account. I have had the card for over five years and kept in good standing, but have used other … [Read more...]

Four Lessons from the 2008 Financial Crisis

What does the 2008 financial crisis mean for average people like you and me? Unfortunately, it’s too soon to say. We can, however, begin to reflect on what these messy economics have taught us, and how we can apply that to our personal finances. … [Read more...]