Do you live paycheck to paycheck? Most Americans do. Money comes in on payday, and in two weeks (or sooner) it’s gone. When you don’t have emergency savings, or even a cushion in your checking account, the smallest unexpected expense can put your personal finances in a tailspin. But with a little planning and some discipline, you can stop living paycheck to paycheck and start building financial security—no matter how little you earn, or how much debt you have. [...]

Leticia asks: I received a letter from a credit card company saying that since I have not used their credit card for over a year they will be closing my account. I have had the card for over five years and kept in good standing, but have used other accounts with lower rates. Will this lower my credit score? [...]

Well guys, I was pretty unimpressed with the debate last night. I’m glad neither candidate was totally embarrassing to watch, but I simply turned off the TV feeling, well, uninspired. I was inspired, however, by some great blog posts this week. Check ‘em out: [...]

What does the 2008 financial crisis mean for average people like you and me? Unfortunately, it’s too soon to say. We can, however, begin to reflect on what these messy economics have taught us, and how we can apply that to our personal finances. [...]