Last week I offered up 53 free or inexpensive gift ideas, but if you have a little bit more to spend on a few special people in your life, consider giving gifts that encourage saving or financial literacy. … [Read more...]
Weekly Roundup for Nov 21, 2008
November 21, 2008 by
There's not a lot of good news out there these days. The stock market continues to reach new lows, unemployment is skyrocketing, and economists are predicting this recession will be around a lot longer than we first hoped. But if we always focus on … [Read more...]
Seven Steps to Short-Term Savings
November 19, 2008 by
If your car broke down on the way to work tomorrow, how would you pay for the repairs? The tow truck? A rental car, if needed? If, like many Americans, you would turn to a credit card without so much as a second thought, you could be headed for … [Read more...]
What to Do If Your Employer Cuts Its 401(k) Match Benefit
November 18, 2008 by
The stock market isn’t the only thing that might be beating up on your 401(k) retirement plan; many employers are cutting 401(k) plan matching benefits as a way to reign in expenses, the Wall Street Journal reports. What should you do if your … [Read more...]
Credit Card Debt: Eight Ways Out
November 17, 2008 by
It’s never a good time to be in credit card debt, but I’ll be honest: the nasty economic climate makes it an even worse time to be in debt. Creditors are jacking interest rates and employers are slashing jobs—a combination that could land … [Read more...]
Seven Tips to Save Money This Holiday Season
November 14, 2008 by
I admit, I’m usually a last-minute kind of guy around the holidays. But I’ve realized over the years that procrastinating can be costly. Not only are the best presents gone, but I’ve missed out on the best sales—and the ability to comparison … [Read more...]
When You Need to File Bankruptcy
November 12, 2008 by
Believe it or not, bankruptcy is not a dirty word. Yes, it’s far better to never go into bankruptcy. Most people seem to get that. But what many do not understand is that sometimes, bankruptcy isn’t just a way to protect yourself from … [Read more...]
Layaway Is Coming Back
November 10, 2008 by
Layaway—the way to purchase big ticket items in weekly or monthly installments before taking possession of the merchandise—is making a quick comeback at U.S. retailers in advance of the 2008 holiday season. As creditors reign in credit limits … [Read more...]
Kiva Business Card for Professionals: Get an Advanta Card Without a Business
November 7, 2008 by
Exciting news for people with excellent credit---Advanta just released a version of its popular Kiva Business Credit Card for non-business owning professionals (i.e., everybody). … [Read more...]
What is the Difference Between a Subsidized and Unsubsidized Stafford Loan?
November 4, 2008 by
Confused about the differences between subsidized and unsubsidized Stafford loans? … [Read more...]
