Does your debit card have a daily spending limit? Most likely, yes. A debit card spending maximum is set by the individual bank or credit union that issues the debit card. Some debit cards have spending capped at $1,000, $2,000, or $3,000 daily. Try … [Read more...]
How Much Lifetime Income Have You Earned So Far?
December 17, 2008 By
The reason I ask is how much money you have earned so far in your lifetime is not to focus in on "how much" income each of us has made or hasn't made. I ask because most of us don't know off the top of our heads, and because taking five minutes to … [Read more...]
Five Second Summaries of Five Top Personal Finance Books
December 16, 2008 By
Check the personal finance section of your local bookstore, and you’ll find it’s brimming with hundreds of titles guaranteeing to help you get out of debt, get rich on your current salary, or beat the stock market. Truth is, most are … [Read more...]
It’s Time to Buy a House (or a Car), If You Can
December 15, 2008 By
There is a bright side to all of this economic doom and gloom going around. If you’re poised to buy a home—or even a car—in the next few months, you’re going to get quite a deal. … [Read more...]
Mortgage Rates Briefly Explained
December 15, 2008 By
Rather than explain mortgage rates every time I write about home financing, let me briefly explain the differences between fixed and adjustable rate mortgages, and mortgage points here. … [Read more...]
Have You Said "No, Thank You” to Credit Cards?
December 12, 2008 By
Do you, by choice, not carry (or use) a credit card at all? I would like to hear from people who have made the decision to go credit card-free. How long have you been without plastic? Why did you kiss credit cards goodbye? How has living credit … [Read more...]
For the Lowest Credit Card Interest Rates, Look to Small Banks
December 10, 2008 By
The federal funds rate is just 1%—as low as it has been in fifty years. Theoretically, credit card interest rates should be at all-time lows, too. Trouble is, major credit card issuers, battling soaring delinquencies and charge offs, are raising, … [Read more...]
Give to Charity Without Touching Your Own Money
December 10, 2008 By
To everyone who called because I haven't written lately: Thank you, I'm okay! Truth is, I've been preoccupied shopping, wrangling work, and planning an out-of-state move. But today, I saw a Salvation Army bell ringer (some of whom, incidentally, now … [Read more...]
Dirty, Sexy, Money: A Former Bank Teller's Story
December 10, 2008 By
Ever wondered why toll both collectors wear latex gloves? Blogger PJ of Broke in the Suburb explains. She used to work as a bank teller and recently wrote all about why money disgusts her. Aside from all the nasty stuff she saw on cash itself, I … [Read more...]
The Economy: I Want YOU to Spend Your Money
December 4, 2008 By
Capitol Hill is frustrated with Americans because we’re saving money, paying down debt, and not spending. How dare we! … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 