Are you out of work, short on cash, and wondering how the heck you are going to feed yourself or your family in the weeks ahead? Don't panic. Here’s how to develop a sound strategy for managing money while unemployed so you can stop worrying and … [Read more...]
How to Prepare for a Layoff
January 12, 2009 By
Layoffs are everywhere these days. My employer axed 20 more of my coworkers on Friday, and every week I hear about friends losing jobs at various companies nationwide. Layoffs suck, but given the recession we’re in, they aren’t a surprise. And … [Read more...]
Consumer Alert: Citi May Move Your Due Date Without Notice
January 9, 2009 By
Earlier this week, my fiancee went online to pay her Citibank credit card. She logged in and was about to make a payment when she realized that the bill was due that day. Thing is, her due date had always been more than a week later in the month. … [Read more...]
Five Tips for Preparing to File Your Taxes
January 8, 2009 By
I have certainly been guilty of filing my taxes at midnight on April 15th, but as I get older and my taxes get more complicated, I can’t afford to wait until March to start getting my taxes in order. Here are five things I’ve found helpful to … [Read more...]
Auto Insurance Liability Limits: How Much Do You Need?
January 7, 2009 By
Here’s an interesting tidbit about auto insurance many people don’t know: bodily injury liability coverage is the most important type of car insurance to have and, often, the least expensive. How much liability coverage is enough, and how can you … [Read more...]
Five Types of Overspenders
January 7, 2009 By
People spend—and overspend—for a lot of reasons. Here are five reasons may people spend more than they have. If you have trouble overspending, uncovering why is an important step in learning to reign in the behavior and get on track to financial … [Read more...]
Mutual Funds: Five Things You Should Know
January 6, 2009 By
Mutual funds were born in the 20th century, but it is possible mutual funds (or at least many of them) will die in the 21st century as alternatives like hedge funds and exchange-traded funds (ETFs) lure investors with higher returns, less regulation, … [Read more...]
Secret of the Rich: Money is Absolute, Not Relative
January 5, 2009 By
Imagine a crisp one dollar bill. What does that one dollar mean to you? How would you spend or save it? Now imagine you are homeless and only have $4 to your name. Now what would that dollar mean to you? Finally, imagine you are a billionaire. What … [Read more...]
The Worst “Creditaholic” I Have Ever Seen
January 5, 2009 By
Channel surfing last Friday night, I caught a few minutes of Suze Orman on CNBC. She had on her show not only the worst case of “living above your means” I have ever seen, but the worst case Suze has seen, too! … [Read more...]
Have You Ever Used a Pawn Shop?
January 4, 2009 By
I was interested to read this Wall Street Journal article describing a boom among pawnbrokers. It's interesting to see that as credit cards clamp down on credit lines and banks aren't lending new money, even high net worth Americans and business … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 