I’ve never been a fan of “extreme” frugality. Of course, I have been working on (and succeeding at) eating out less, buying things used or on sale whenever possible, and practicing common sense conservation. But I doubt I would ever go through others’ trash, split one roll of 2-ply toilet paper into two rolls, or […]
Thinking about becoming a home owner this year? (Perhaps you want to nab the $8,000 first time home buyer tax credit.) If so, take a deep breath and prepare yourself financially and mentally for a rewarding, but challenging, experience. Whether you’ll be buying this month or next year, here are five things you really need […]
IMPORTANT: This article applies to a tax credit in 2009 and 2010 that has now expired. Use this information for historical purposes only. The information here does NOT apply to current tax years. If you will be able to claim the $8,000 first-time homebuyer tax credit this year or next, here’s some helpful information. A […]
In December I suggested that it was a good time for young professionals to think about buying a home or a car. It was, and still is, very much a buyer’s market. (Assuming, of course, you have the cash and excellent credit available to qualify.) But some disagreed with me, noting that property values will […]
There’s a lot of buzz out there about FNBO Direct, high-yield online savings account from the First National Bank of Omaha. So I have to ask: If you’re not earning one of the best savings rates in the country yet at an account that also offers a free Visa debit card and billpay—why not? To […]
Rivka asks: I’m 25 and switching jobs. My old company didn’t match 401(k) contributions, so I put 6% of my salary into a Roth IRA. My new company, however, matches 100% on the first 3% of my salary that I contribute to their 401(k) and 50% of the next 2%. Should I contribute 5% to […]
Often times, it seems that healthy food costs a lot more than junk food. But sticking to a budget and living frugally doesn’t have to mean forgoing eating healthfully. After all, what good is health without wealth?