MoneyUnder30.com

Young and Upside Down on the Mortgage: What Would You Do?

Embattled real estate markets and soaring foreclosures aren’t just affecting middle-aged Americans; there are plenty of young people who bought early at the wrong time. True, young homeowners have less invested in a home and plenty of time to rebuild their finances, but finding yourself staring down the barrel of foreclosure is unpleasant at any […]

How To Prepare To Buy Your First Home

How to Prepare to Buy Your First Home

Getting ready to buy your first house can be daunting. Credit scores, down payments, and mortgages are all on your mind. Here’s a guide to help you get ready to make one of the biggest purchases of your life.

Happy Earth Day: 5 Ways to Save Money And Help the Planet

High fuel prices and Hollywood hype made 2008 the year to “go green”. But we shouldn’t table efforts to reduce our impact on our planet just because the economy has soured. In fact, you can do a lot of things to be green and save green at the same time. In celebration of Earth Day, […]

How to Stop Worrying About Money

How often do you worry about money? Once a week? Once a day? All of the time? At one time in my life I was so stressed about money (specifically, how much I owed and how little I made), that I couldn’t focus on anything else. It had to stop. Worrying about money isn’t only […]

Do You Fit Stereotypes About Generation Y and Money?

I read a great post this morning by Monica O’Brien of TwentySet about Generation Y bloggers and generational stereotypes. It got me pondering stereotypes I’ve encountered about how twentysomethings handle money. What are these stereotypes? Are you validating these stereotypes with your financial behavior, or smashing through them?

The Connections Between Financial and Physical Fitness

I’ve been working on personal financial goals for over three years. During that time, I’ve also set goals to get stronger, eat better, and lose weight. Unfortunately, I frequently failed to achieve my health goals…until recently. I’ve lost more than 15 pounds since January and have been able to make a healthier lifestyle stick. As […]

Ever Wondered What Happens If You Don’t a File Federal Tax Return?

Ever Wondered What Happens If You Don't a File Federal Tax Return-

Not filing your tax return can be a big deal. At best you will owe interest on any taxes you owe. At worst you could face criminal charges. Better to face the music and get it done than to wait to be caught.

How to Avoid New Debt When You’re Already Digging Out

Something I learned far too late into my twenties is that when you’re trying to get out of debt, finding the money to pay down debts is only half the battle. Sometimes, it’s even harder to avoid going into new debt than it is to pay down debts you already have. This year, for the […]

Applying the 80/20 Rule to Personal Finance

The 80/20 rule, or Pareto principal, is one of the most common management strategies to help people focus on what’s important and get more done. Simply stated in terms of productivity, the 80/20 rule says that 80 percent of results come from just 20 percent of your effort (and, conversely, that 80 percent of your […]

Introducing a Simpler MoneyUnder30.com

Yikes! Things do indeed look different around here! I’m making some aesthetic changes to MoneyUnder30.com for some good reasons. Call it a redesign or call it Spring cleaning, my ultimate goal is to create a better experience for you.