MoneyUnder30.com
MoneyUnder30.com

What's a Graduate to Do? Advice for College Graduates Seeking Jobs in a Bad Economy

To all the recent graduates out there: Congratulations. You have worked hard, and your accomplishments are well-deserved. Now, welcome to the jungle of reality. And this year, it really is a jungle out there. If you don't have a job lined up yet, … [Read more...]

The Future of Credit Cards

I am absolutely fascinated by the role of credit cards in today’s recession, the new credit card laws, and how both will transform the role of credit in our lives. As somebody who got way over his head by using credit cards irresponsibly in my early t … [Read more...]

How to Think Like a CEO

If you have ever aspired to run your own business (or an existing corporation), you may already be interested in applying the traits, philosophies, and leadership styles of successful CEOs to your career. But even if you have no interest in becoming … [Read more...]

The U.S. Credit Market is Closed to People with No Credit

I received a comment the other day on an old post (Have You Said "No, Thank You" To Credit Cards?) that I think everybody should read. Despite this reader's best intentions to avoid credit (and essentially boycott the credit card industry), he's now … [Read more...]

Summary of the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009

The Senate voted today, 90-5, in favor of the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009---an effort to crack down on dubious credit card industry practices that make it easy to charge consumers outrageous interest … [Read more...]

There's Still Time to Get $8,000 Towards Your First Home

I think the $8,000 first time home buyer tax credit is one of the greatest financial opportunities young people have going these days. Unfortunately, unless Congress extends it past December 1, 2009, it won't be around for long. … [Read more...]

How to Lend Money The Smart Way

Has a friend or family member ever asked you for a loan? Or, have you ever considered lending money---perhaps through social lending---in order to earn better returns than you can with your savings account? If so, you have probably worried about the … [Read more...]

The Top 15 No-Load Mutual Funds

When it comes to investing, my advice is simple. Buy index funds and no-load mutual funds and ignore the stock market (and the endless media analysis and speculation on individual stocks). It's easy enough to understand, but where should starting … [Read more...]

Should You Be Reluctant to Use Your Emergency Fund?

The goal of having an emergency fund is two-fold. For one, your emergency savings can replace your income (at least for a few months) should you lose your job. But an emergency fund has another equally-important function: to allow you to pay for … [Read more...]

Don’t Stress About Your Credit Score!

I frequently write about ways you can improve your credit score, so this post may appear hypocritical. But I'm seeing so many people obsess about their FICO score and other credit scores these days and, quite frankly, I don't think it's healthy. … [Read more...]