Should You Be Reluctant to Use Your Emergency Fund?

The goal of having an emergency fund is two-fold. For one, your emergency savings can replace your income (at least for a few months) should you lose your job. But an emergency fund has another equally-important function: to allow you to pay for … [Read more...]

Don’t Stress About Your Credit Score!

I frequently write about ways you can improve your credit score, so this post may appear hypocritical. But I'm seeing so many people obsess about their FICO score and other credit scores these days and, quite frankly, I don't think it's healthy. … [Read more...]

Cancelling Credit Cards: What Would You Do?

Here's another reader question about canceling credit cards: I recently paid off the last of my credit card debt so all I owe now is a small student loan and my car payment both of which will be done in less than three years. My wife are in the … [Read more...]

Seven Secrets to Selling Your Stuff for More Cash

Tips on being frugal and raising extra cash are a dime a dozen these days and, chances are, you've heard them all before. We all know what we need to do to save money (or earn more); sometimes we just don't know how to do it. One of my favorite tips … [Read more...]

Intuit Releases Quicken Online Mobile iPhone App

In last week's list of 15 top financial iPhone apps, I lamented the absence of a Quicken Online application. Just one week later, my prayers have been answered. Last Thursday, Intuit released an iPhone app version of the free Quicken Online budgeting … [Read more...]

Should You Buy a Foreclosed Home?

Today, for every homeowner in (or thinking about going into foreclosure), there is somebody who has probably considered getting a great deal on a new home by purchasing a foreclosed home. Although a foreclosed home can be a tremendous deal, buying … [Read more...]