Mindfulness and Money

In this post, I’m going to ask you to slow down, look inward, and do some reflection. Most often, I write about straightforward topics like debt repayment, credit scoring, and budgeting. Don’t get me wrong---it’s important stuff. But on a deeper le … [Read more...]

Person-to-Person Personal Loans

In the past year, we have seen banks cut back credit lines, raise interest rates, and limit new loans to only people with immaculate---and I mean immaculate--credit histories. That means it's become difficult, if not impossible, for well-meaning … [Read more...]

Debit Card Dangers

It's a hot-button question: If you're in debt, do you get rid of all of your credit cards and stick to debit cards and cash only? Or can you discipline yourself to still use credit cards for routine purchases and pay the balance off in full every … [Read more...]

How to Ask Your Boss to Work from Home

For today’s information workers, offices don’t make sense. Why commute in rush-hour traffic to sit in a cube and write, research, and make phone calls: all things you could do anywhere? For many workers, ending---or at least reducing---daily treks to … [Read more...]

10 Easy Ways To Simplify Your Finances

I’ve been on a simplicity kick for a while. To give you an example: My wallet now consists of my ID and three other cards wrapped up in a rubber band. My key chain holds my house key and my car key---that’s it. I’m just tired of wasting time with extr … [Read more...]

$15,000 Home Buyer Tax Credit?

IMPORTANT: This article applies to a tax credit in 2009 and 2010 that has now expired. Use this information for historical purposes only. The information here does NOT apply to current tax years. The $8,000 first-time home buyer tax credit program … [Read more...]

Chase Blueprint Review: Chase Pledges More Control for Credit Card Users

Credit card issuer Chase rolled out a new feature today---called Blueprint---that will allow consumers to divide credit card charges they want to pay in-full or over time. Blueprint will enable Chase cardholders to pay everyday charges in-full each … [Read more...]

AT&T Wireless Rebate Visa Gift Cards Are A Raw Deal

AT&T Wireless Visa debit gift cards that come as rebates for iPhone, Blackberry, or other mobile phone purchases are a raw deal! AT&T advertises prices for popular mobile phones that include $50 or $100 off in the form of a Visa gift card … [Read more...]

Simple Budget Worksheet

Budgeting is good for you, but often we don't do it. There's a big reason why most budgets fail, but close to the top of the list are all the complicated tools people use for budgeting. Some exercise is better than none. And a simple budget is … [Read more...]

I Paid Off My Prosper Loan!

I paid off my Prosper loan! It’s definitely been a month of celebrations. Getting married, starting to work for myself and now, paying off debt! About two and a half years ago, I wrote about applying for and getting a personal loan from peer-to-peer l … [Read more...]