MoneyUnder30.com

How to Talk Money With Your Partner

Do you talk to your partner about finances? If not, have “the talk”. It may very well save you frustration, save you money, and save your relationship. I recently read an article on The New York Times, four money talks to have before marriage, and a response at Get Rich Slowly. I agree that this […]

What a Buyer’s Agent Can Do For You

When it comes time to buy a new home, you need to know whom you can trust. Real estate is a cutthroat business, and as a prospective home buyer, you should recognize that the real estate agents who list properties are working for sellers—they’re salespeople, and they’ll push hard to sell their clients’ homes. Not […]

Pre-Qualification vs. Pre-Approval: What’s the Difference?

Buying your first home is a huge financial milestone. Whether you’re just starting to consider home ownership or are already entrenched in the search for your first home, there’s an important step I recommend you take before making an offer or even starting to shop around: Get a pre-qualification or pre-approval letter from a mortgage […]

How to Watch Your Wallet With High-Rolling Friends

I received an e-mail from a 28-year old budget-conscious reader with a common conundrum. She’s watching her wallet. Her friends? Not so much. How do you deal with friends that perennially spend, splurge, and squander? Unfortunately, “keeping up with the Jones’” plays a big role in the psychology of spending. We spend to keep up […]

Identity Theft: What You Need to Know to Protect Yourself

All worked up about identify theft? Don’t be. This post concludes my four-part series on identity theft in recognition of “Identity Theft Protection Awareness Week” which is coming up. It’s a revision of a post I did a while back originally titled “Identity Theft: How to Prevent it and Stop Worrying.” Some comments on the […]

Choose Where You Want to Live, Then Find a Job

Choose Where You Want to Live, Then Find a Job

If another city is calling you then take the leap! Where you live can have a big impact on your happiness and if your current city doesn’t fit your needs then leave. It’s a lot better to make the move while you are young. Once you have kids and a long time career the move gets harder. Just do it, you’ll figure out the details when you arrive.

How Building Wealth Can Help Reduce Climate Change

This is the second year in a row Money Under 30 is participating in Blog Action Day. This year’s theme is climate change. When it comes down to it, a big component of building wealth is learning to stop being wasteful. We need to stop wasting money (so we can save and invest it), but […]

Beware Credit Card Skimmers and How to Spot Them

Examples of credit card skimmers.

Talk about serendipitous. I’ve been planning today’s post on credit card and ATM “skimmers” (jerry-rigged little devices criminals use to steal your card numbers), and yesterday my brother tells me he spotted one of these suckers at a rest area on the New York Thruway. He alerted managers, who called the cops, who confirmed it […]

Seven Signs You’re At-Risk For Identity Theft

I know what you’re thinking: “I’m young, I’m Web-savvy, I don’t need to worry about identity theft.” Street smarts alone may not protect you from every identity theft trap; this stuff can happen to anybody! What follows are seven signs that you may be at-risk. Note: Next week, the National Foundation for Credit Counseling and […]

Eight Steps to Achieve Credit Nirvana

spendonlife

Tired of worrying about your credit, and being punished for having a low credit score? The eight steps listed below will lead you to financial freedom. Some are easier than others, but by following even some of them your credit score will rise. 1. Be Patient This one’s so easy, you don’t actually have to […]