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How to Talk Money With Your Partner

Do you talk to your partner about finances? If not, have “the talk”. It may very well save you frustration, save you money, and save your relationship. I recently read an article on The New York Times, four money talks to have before marriage, and … [Read more...]

23 Things Beginners Absolutely Must Know About Saving for Retirement

Whether you're just starting your first "real job" or have been in the workplace for a few years but haven't gotten around to saving for retirement yet, listen up: it's never too early to start building a nest egg. Statistically, young workers are … [Read more...]

What a Buyer’s Agent Can Do For You

When it comes time to buy a new home, you need to know whom you can trust. Real estate is a cutthroat business, and as a prospective home buyer, you should recognize that the real estate agents who list properties are working for sellers---they're … [Read more...]

Pre-Qualification vs. Pre-Approval: What’s the Difference?

Buying your first home is a huge financial milestone. Whether you're just starting to consider home ownership or are already entrenched in the search for your first home, there's an important step I recommend you take before making an offer or even … [Read more...]

How to Watch Your Wallet With High-Rolling Friends

I received an e-mail from a 28-year old budget-conscious reader with a common conundrum. She’s watching her wallet. Her friends? Not so much. How do you deal with friends that perennially spend, splurge, and squander? Unfortunately, “keeping up wi … [Read more...]

Radically Re-Thinking Credit Cards: Part Two

Yesterday, I recommended a new way to pare down your credit cards. I don't want you to cancel them all or use them like crazy to earn rewards. I just recommend keeping two credit cards---the card you've had the longest and the card with the highest … [Read more...]

Radically Re-Thinking Credit Cards: Part One

The majority of financial advice on credit cards falls into one of two categories: Credit cards are evil and you should cancel them and never, ever use them again. Credit cards are fantastically convenient when used responsibly and can actually … [Read more...]

Identity Theft: What You Need to Know to Protect Yourself

All worked up about identify theft? Don’t be. This post concludes my four-part series on identity theft in recognition of "Identity Theft Protection Awareness Week" which is coming up. It's a revision of a post I did a while back originally titled " … [Read more...]

Weekly Links: Dow 10,000 (Who Cares?)

All this talk about the Dow Jones Industrial Average closing above 10,000 points on Wednesday has me crazy. As if it matters! Yes, the stock market is rallying. That's a good thing for investors. But what about the double-digit unemployment that … [Read more...]

Choose Where You Want to Live, Then Find a Job

When Forbes named Portland, Maine the most livable city in America this year, it didn’t surprise my wife and I or any of Portland’s other 64,000 denizens. With a low cost of living, great culture and dining (we were also named Bon Appetite’s “food … [Read more...]