MoneyUnder30.com

The Anatomy of a Bad Decision

How many bad decisions are in this photo?

This morning I was in bed listening to chilly October rain pound my roof. Naturally, I wanted to stay in bed for another few minutes. And that’s when I realized it. Snoozing for five or ten minutes is usually a bad idea. Like, a terrible idea. It seems so innocuous at the time—five more minutes […]

10 Tips for Hassle Free House Hunting

Ready to take the leap and buy your first home? Searching for your dream house can be an exciting—and trying—experience. Here are a few suggestions to make house hunting easier and help you get into your new home sooner! 1. Make a plan. What do you want and need from your first home? Take a […]

What Every Young Person Ought to Know About Healthcare

Young people are the least likely to be insured, the least likely to need healthcare, and the least talked-about group in the healthcare debate. Yet we may end up paying dearly for healthcare reform. If you’re young and healthy like me, you don’t spend a lot of time thinking about healthcare. And that’s probably alright—you’re […]

Under 21? The CARD Act Restricts Your Access to Credit

The CARD Act could go into effect as soon as December. Although legislators passed the CARD Act with Americans’ best interests in mind, the act also means credit card users may see higher interest rates and fewer rewards. And for anyone under 21, the CARD Act will make it much more difficult to get a […]

Mortgage Application Declined? Here’s What to Do

Today, only four out of ten mortgage applications close. That means 60 percent of prospective home buyers walk away disappointed. For first-time home buyers, that statistic may be even higher. But if your mortgage application is declined, don’t despair. Getting mortgage approval isn’t easy and—like many things worth doing—it may take several tries to get […]