MoneyUnder30.com

Six Ways to Save on Gym Memberships

At gyms across America, it’s hard to get a treadmill in January. That’s good news for gym owners; within the next month throngs of new gym-goers will pony up initiation fees, sign year-long membership contracts and---in general---pay too much. But … [Read more...]

What To Do If Your Employer Doesn’t Offer a 401(k) Plan

About 75 percent of Americans have done at least a little saving for retirement. Yet only 55 percent of full-time employees in America contribute to an employer-sponsored 401(k) or 403(b) retirement plan, according to reports by the Employee Research … [Read more...]

Six Tax Breaks To Look For This Season

For most of us, tax season is anything but a good time. That said, you may just find some fun in unearthing some hidden tax breaks that you’ve been missing out on! And it's a good year for it: the American Recovery & Reinvestment Act (ARRA) of 2009 c … [Read more...]

Why Recessions Are Good For Our Economy

I know what you’re thinking: How can high unemployment rates, declining stock markets, and having less cash in your wallet be good things? We like to think that in a perfect world, we would never have to endure the hardships associated with economic d … [Read more...]

American Express Zync Card Review

Notice: The Zync card from American Express has been discontinued; this article is for historical purposes only! The American Express Zync Card, a charge card geared towards twenty-somethings, is a possible alternative to traditional credit/debit … [Read more...]

Why Checks Will Disappear

How often do you write a paper check? A few times a month? Less? Debit cards, online bill-pay, direct deposit, and electronic checking accounts are making the paper check more and more obsolete. And soon, checks will vanish completely. In Britain, … [Read more...]

Debt Reduction Takes Tough Love

For the first three years of my post-college life, I had this nagging, troubling pain in the pit of my stomach at the end of every month. Will I be able to pay rent this month? Can I pay my credit card bill? I came out of college with no personal … [Read more...]

Four Simple but Costly Money Mistakes

Whether you've been on your own for a few days or a few years, try to avoid these common money mistakes young people make. Already made them? Don’t be hard on yourself; chances are you just didn't know better (a big part of money smarts comes from l … [Read more...]

How to Save Money on Your Cell Phone

Even economists have a hard time understanding why cell phone companies charge what they do and, perhaps more importantly, why we pay it…all the while enduring spotty reception, abysmal customer service, and two-year service contracts. Although t … [Read more...]

Why Avoid Bankruptcy?

A few weeks ago I was listening to a financial radio show on a day when every other caller wanted to know if they should file bankruptcy. One man was dealing with estranged spouses (yes, plural), a failed business, and hundreds of thousands in … [Read more...]