It's a deceiving myth that has circulated for years: Eating healthy is expensive. The truth is, both healthy and unhealthy food options can be costly. If you can seek out the less expensive versions of the healthiest foods, however, you can be good … [Read more...]
Cash Rewards Credit Cards Compared
March 29, 2010 By
All rewards credit cards are not created equal. Some cards pay back airline miles good on only one airline, other cards pay points that users can redeem for merchandise or gift cards. Others pay cold hard cash. Although frequent flyers obsessed … [Read more...]
The Principle That Can Make You Rich or Keep You Broke
March 26, 2010 By
Imagine you’re in the final stretch of a grueling race, vying for first with a small pack of determined opponents. As adrenaline and your desire to win pushes you forward, one by one, you pass your competitors. Finally, with the finish line in … [Read more...]
Gift Tax: Don’t Fear Taxes When You Give (Or Receive)
March 24, 2010 By
When generous Aunt Betty slips you a $5,000 check on your birthday, do you have to pay taxes on her cash gift? And when you send an annual donation to your favorite charity or alma mater, does anybody pay taxes on that gift? The answer in both cases … [Read more...]
How to Finance a Car the Smart Way
March 22, 2010 By
When I bought my last car, I thought I was being smart because I negotiated a good price and a good interest rate. In hindsight, my first new car purchase was just another one of the many financial debacles of my early twenties. In the financial … [Read more...]
What Everybody Needs to Know About Life Insurance
March 19, 2010 By
Every so often, I get questions on the topic, so I want to clear up two myths about life insurance. Myth 1: Nobody needs life insurance in their twenties, but everybody needs life insurance when they get older. Myth 2: Certain types of life … [Read more...]
Six Money-Saving Tips For When Life Gets Hectic
March 17, 2010 By
Life is busy. With full time jobs, school, family, friends, pets, kids, appointments, and errands, we barely have enough time to relax, let alone keep our finances in order. Sometimes a hectic life is what really wreaks havoc on our finances; we … [Read more...]
Capital One Venture Credit Card Review
March 15, 2010 By
Big banks only roll out totally new credit cards every couple of years (typically in an effort to win new customers from competitors by offering some kind of improvement on their rewards). Capital One has done just that with its new Capital One … [Read more...]
How to Start Saving For Retirement
March 15, 2010 By
Perhaps you heard it from your parents, some guy you know who "really has it together" or maybe you've read it on a blog like this one. Regardless of where you got the advice: You know that it's never too early to start saving for retirement. That … [Read more...]
Understanding Overdraft Protection and Fees
March 12, 2010 By
At one point or another, it’s happened to nearly all of us: For one reason or another, we spent more than our available checking account balance. And most likely, we wound up paying an overdraft fee for the privilege. In years prior to the day I … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 