Whom Can You Trust to Sell You a Home? Finding a Great Buyer’s Agent

Real Estate Agent Giving Key to Home Buyer

Finding a good realtor to be your buyer’s agent is harder than you think — you want somebody you can trust and who has experience with both the neighborhoods and kind of home you’re looking to buy.

How To Take Advantage of Rising Interest Rates

As the economy recovers, interest rates will start to increase. To many, rising interest rates are a bad thing because they lead to higher rates on mortgages, auto loans, and credit cards. Although it’s true that higher rates can hurt, rising interest rates can also be a good thing because you can earn a greater […]

Lower Your Rent: How to Get More Bang for Your Rental Buck

If you’re just coming out of college or moving out on your own for the first time, you may be looking to rent an apartment rather than buy a home. And that’s A-OK. Unless you have been investing in well-performing mutual funds since your fifth birthday, renting may, in fact, be a better financial option […]

Home Loans: The Good, the So-So, and the Stupid

Home Loans: Types of Mortgages

Time may be up on the home buyer tax credits, but you may hear “it’s still a great time to buy a home”. Why? Because interest rates on home loans are low and, most likely, have nowhere to go but up. Smug home owners love to extol the virtues of buying, but you should never […]

Beware Time Suck

Wasting Time: Clock in Trash Can

Every day, I have a plan to come home from work and get in two or three solid hours studying for my CPA exam. I always leave work with good intentions. I tell myself that I will head straight home, fire up my laptop, avoid any unnecessary internet surfing, and immediately open my CPA study […]

Should You Borrow Money to Invest for Retirement?

Two Yale Professors want you to borrow money to invest in the stock market. Economists Ian Ayres and Barry Nalebuff first pitched the idea in a 2005 Forbes column called Mortgage Your Retirement. Their philosophy is this: Young people should take advantage of the stock market’s propensity to deliver long-term gains by trading on margin. […]

The Real Cost of an iPhone

How much does the iPhone really cost?

I want an iPhone. The bug took a few years later to bite me than many others, but it did. I have played with countless iPhones and tested lots of cool apps. But oddly enough, it was actually the iPad that did it. I was playing with one yesterday and I was like “Okay, I […]

Five Strong Stocks for Beginning Investors

So, you’ve made the decision to start investing, but you just aren’t sure what stocks to buy. Building a portfolio can seem like a complicated process, especially when you’re just starting out. And that’s a good thing, because it’s important to get your portfolio off on the right foot by investing in solid companies with […]

Avoid These Simple Tax Return Mistakes

Avoid These Simple Tax Return Mistakes

After you’ve done everything right in filing your tax return you don’t want to ruin it with a simple mistake. Forgetting your signature or messing up your social security number or bank account number will just cause problems for you to deal with later.

Paying Off an Auto Loan Is Bad For Your Credit Score!?

Dave Ramsey tells people that FICO scores aren’t credit scores; they’re “I love debt” scores. Case in point: Last week, I paid off my auto loan. This week, my FICO score dropped 60 points. Sixty! There have been no other changes to my credit report. Needless to say, I’m pretty flabbergasted…and pissed off…that my score […]