How to Research a Mutual Fund

Trying to pick the right mutual fund can seem like trying to find a needle in a haystack. The entire process can seem endless with hundreds of fund companies offering thousands of different mutual funds. Don’t fret! We're here to help. There are s … [Read more...]

Using Credit Cards and Debit Cards Overseas

When I moved to the UK and opened a bank account, I had no idea that anything but a Visa or Mastercard logo could be on a debit card (in other parts of the world, there are other kinds of debit cards). I should have looked into this before hand, but … [Read more...]

All About Earnest Money

When you make an offer to buy a house, the seller may ask you to remit money as an earnest deposit. Most purchase contracts stipulate a specific amount of earnest money to be given by the buyer along with the offer. What is an appropriate amount? … [Read more...]

Why Bonds Belong In Your Portfolio At Any Age

The financial press trumpets bonds as the asset of choice for retirees relying on a fixed income. Although this may be true, bonds also play an important part in younger investors’ portfolios. Bonds have many benefits. Bonds bring balance to a p … [Read more...]

How to Open an International Bank Account

My first job outside the United States was in London. I worked for a travel company in Maine with international locations, so when an opportunity came up for me to hop the pond, I grabbed it. After making the move, the most important detail I had to … [Read more...]

Is Lending Club a Good Investment for You?

For the past six months, I’ve been lending money---$25 at a time---to perfect strangers. In exchange, I’m on track to earn a 12% annual return on my investment. No, I’m not a loan shark; I’m a Lending Club investor. Person-to-person lending is c … [Read more...]

Three Little Ways to Boost Your Emergency Fund

An emergency fund is the foundation of financial security. But whether you’re an I-Banker or starving artist, it’s never easy to sacrifice daily expenses now to build that emergency fund for later. We all want to save that extra cash each month, an … [Read more...]

Peer-to-Peer Auto Loans

It’s best to buy a car with cash---but not everybody has saved up thousands of dollars when the need for new transportation strikes. Although car shoppers have several options for financing a new or used car, including many online lenders, buyers w … [Read more...]

Dividends Are Your Friend

For people that are new to the stock market, investing jargon can be intimidating. Among the topics that can be confusing are dividends. Many wonder what dividends are and how they affect you, the investor. In short, dividends are always a good … [Read more...]

Is a Short Sale Right For You?

Are you or someone you know having trouble paying a mortgage? You’re not alone. Millions of Americans are still grappling with the fallout from the recent recession. And for many, that means falling behind on mortgage payments. If you’re starting t … [Read more...]