MoneyUnder30.com

Is a Short Sale Right For You?

Are you or someone you know having trouble paying a mortgage? You’re not alone. Millions of Americans are still grappling with the fallout from the recent recession. And for many, that means falling behind on mortgage payments. If you’re starting t … [Read more...]

Declare Your Tips!

For all of you working as a waiter or waitress, bartender, barista, valet, cabbie, pizza delivery driver, or any other job that involves getting paid in tips, I have a tip for you: declare, declare, declare! Although it may be tempting to get … [Read more...]

Sallie Mae Savings Account Review

Sallie Mae Direct, the online banking arm of student loan company Sallie Mae, which maintains one of the highest national interest rates on its no-minimum balance online savings and money market accounts. Here's a quick review of the Sallie Mae … [Read more...]

Where’s the Best Place to Open an IRA?

I’ve been bugging my wife to open an individual retirement account (IRA) in addition to her state retirement plan. Of course, she’s looking to me for the basics like…”OK, where do I open the account?” Easy question; tricky answer. I’ve held IRA … [Read more...]

Survive a Stock Market Crash: What To Do When Markets Tank

Last Thursday (May 6, 2010), the market dropped nearly 1,000 points during the day as investors rushed to unload stocks. Fear and panic were all over the airwaves as commentators tried to find a way to explain the precipitous drop. Although the … [Read more...]

Credit Scores Scare Me

I just turned off the TV. Why? There was an ad on about a furry, man-eating, house-soiling credit score run amuck. This is the stuff of nightmares. Most of us reading here bought what our parents and teachers sold to us all through … [Read more...]

New Grads: Four Money Facts Worth Knowing

Graduation season’s just around the corner, and soon-to-be grads nationwide are plotting the next big move. Many of you coming out of college may soon start earning your first steady, full-time paycheck (and it will hopefully be bigger than those $ … [Read more...]

Get a Mortgage Pre-Qualification Letter Before House Hunting

Once you’ve made the decision to purchase a home, I recommend you get pre-qualified for a home loan as soon as possible. Pre-qualification is a quick but very important step you should take before making any offers. Why? Pre-qualification s … [Read more...]

I Have a Bank Account Fetish

I opened a business checking account last week to separate personal expenditures from business transactions. It was long overdue, but I pushed it off for so long because I already felt I had plenty of bank accounts---three checking accounts and … [Read more...]