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Mid-Year Tax Planning

Mid-Year Tax Planning

There are things you can be doing now to make tax time a little less painful next year. Getting and keeping you paperwork organized will save you loads of grief later. Also, staying on top of your withholdings. Life changes during the year may mean necessary changes to your payroll withholdings.

Seller Carry Backs: Finance a Home Without a Mortgage

Most people have never even heard of a seller carry back, yet it can really pay to understand this real estate strategy. What is a seller carry back, anyway? A seller carry back is simply owner-provided financing. You may also see this advertised as seller financing or owner will carry (OWC). This strategy—carrying back a […]

What’s Your Car Really Costing You?

For many of us in the United States, owning a car is a necessity. We need a car to get to work. And we need to work so we can make mortgage payments, save for retirement, and pay for all those other expenses in between. But those wheels come at a cost. And the real […]

Five Growth Stocks For Young Investors

You don’t need to be a day-trading CNBC junkie to put a few growth stocks in your portfolio. In fact, a few well-placed growth stocks might serve long-run buy-and-hold investors well. Today, let’s look at five companies that are good growth stocks to invest in for the next three to five years. These companies vary […]

Home Buyers: How’s Your Future ‘Hood?

If you’re on the road to buying a home, life is about to get busier. You’ll need to choose a Realtor, tour homes, get mortgage pre-approval, and make offers. With all that to keep track of, don’t miss one of the most important tasks on a new home buyer’s checklist: researching your future neighborhood. Of […]

Credit Card Sign Up Bonuses: A Reason to Apply?

Credit card banks are masters of marketing; our household receives some kind of credit card junk mail several times a week. Banks are annoyingly persistent, but they’re also sneaky. One of the tricks? Credit card sign up bonuses. You know the kind: 10,000 miles after your first purchase. A free airline ticket when you spend […]

Five Wedding Extras You Can Skip

Some say your twenties are the best years of your life. They are years to be carefree and have fun. They are years to grow as an adult, and to find your place in the world. They are also the years of: Weddings Weddings And more weddings! You will spend many weekends every year attending […]

Selling Options: What Every Investor Needs to Know

Last week, we took a look at a few of the strategies that investors use when buying options. Although buying options has its advantages, selling options can also be a great way to pocket some extra cash. How does this work? Investors often write option contracts to make money during stock market lulls. Investors earn […]

Refinance Now, If You Can

Holy cow are mortgage rates low. Still. And they don’t seem to be going anywhere. So, you’re wondering: Should I refinance now? It all depends on whether you’re eligible and just how much you’ll save. Are You Eligible to Refinance? To be eligible to refinance, you need: Equity. You can’t refinance if you’re underwater. Like […]

Meet Your Financial Objectives: Goals vs. Restrictions

I have this coffee habit. I love the stuff. I love that caffeine rush I get in the morning from a steaming cup of joe. I’ve gone on and off caffeine so many times in my adult life, I’ve lost count. Sure, caffeine isn’t great for you, but coffee beans are jam packed with tons […]