How to Shop for a Mortgage: 7 Steps to Finding the Perfect Home Loan

Every week, I see home buyers make the same expensive mistake: they simply don’t shop around for a mortgage. It’s a shame. When you buy a home, getting the right mortgage loan is just as important as the right house. After all, you’re going to make this payment for every month in the imaginable future. […]

Recycling Is Free, Green, And Sexy; So Why Don’t You Do It?

Editor’s Note: To avoid any confusion, Amber is not a new writer…it’s just the real name of the contributor formerly known as “Carrie from Carrie on the Cheap”. New name, same great writing. If you get a chance, check out Amber’s renamed blog Blonde and Balanced for more tips on saving money and living well. […]

When to Sell Stock: Three Signs It’s Time to Unload Your Shares

Do you know when to sell your stock? It would be great if you could buy a stock, bond, mutual fund, or exchange traded fund and just hold it forever. Sadly, this is not the case. With every investment, there will always come a time when you have to sell shares of stock. But how […]

Savings Interest Rates Suck, But Here’s What You Can Do About It

Today, I want to tackle a common question: When savings account interest rates suck, how else can you get a return on your cash? Here’s how one reader phrased it: I’m a single young professional without any debt. I make a decent living. I have a 401(k), Roth IRA, and an emergency fund. Currently my […]

Is That Stock Price a Good Value? How to Find Out

Have you ever wondered how you can tell if a stock is selling at a good price? Financial programs and magazines are always saying that this stock is cheap or this stock is expensive. How do they arrive at these conclusions? Today, we are going to take a look at a few important metrics to […]

The Claim: Healthcare Law Will Create a 3.8% Real Estate Tax in 2013

Earlier this year, a number of similar, frequently-forwarded emails frightened a lot of people. Here’s a snippet of one: This should help stimulate the Real Estate market! UNDER THE NEW HEALTH CARE BILL – DID YOU KNOW THAT ALL REAL ESTATE TRANSACTIONS ARE SUBJECT TO A 3.8% “SALES TAX”? YOU CAN THANK NANCY, HARRY & […]

Save Money On Your Next Computer: Five Rules to Shop By

Whether you’re a student, a teacher, or anybody else with the itch (or desperate need) for a new computer, it’s a good time of year to find deals. Follow these rules to save money on a new computer. 1. Don’t stretch—or go into debt—to buy the latest and the greatest. When I went to college, […]

Avoid Tourist Traps (Your Wallet Will Thank You)

You can hear the sound of ocean waves crashing in next to you, the sun is kissing your cheeks, a salty breeze is cooling your skin, and a polite waiter is slipping an icy drink into your hand while softly saying, “that’ll be sixteen dollars, miss…” Wait, what?! Yep, this is exactly where our long-awaited […]

Steven Slater Proves It: You Need an F-You Fund

I love the Steven Slater story. In case you’ve had your head in the sand for the past few days, here’s the quick version: Slater was a Jet Blue flight attendant who had a really crappy Monday at work. After an altercation with a defiant passenger, Steven Slater let fly an expletive-filled rant over the […]

Why Most Good Investors Speculate (And You Should, Too)

Are you an investor or a speculator? You may not be sure, but the two are quite different. The primary difference lies in the safety of the principal. The first rule of investing is not to lose money. Therefore, your primary goal is to protect your principal. Speculation, meanwhile, focuses on the rate of return […]