Debit vs. Credit: How Do You Use Them Differently?

Debit or credit? At a distance, there’s virtually no way to distinguish the small plastic cards with Visa or MasterCard logos. Both allow you to pay for goods and services instantaneously by transferring cash behind the scenes. But anybody who understands how these two payment cards work knows the similarities are only skin-deep. Credit cards […]

The 5 Best Strategies for Taking Control of Your Career

Editor’s Note: The following is an excerpt from The New Job Security, Revised: The 5 Best Strategies for Taking Control of Your Career by Pam Lassiter, a career management consultant with over 30 years of experience. Ms. Lassiter’s advice is on the money and should prove invaluable for young professionals looking to fast-track their careers. […]

Unemployed? At Least Your Job Search is Tax-Deductible

Last week, the National Bureau of Economic Research announced that the recession ended in June 2009. According to the announcement, the economic downturn reached a plateau that month and hasn’t decreased since then. In other words, we are now on the painfully slow journey to recovery. The end of a recession doesn’t mean that economic […]

Lending Club Loans: Get a Loan, Get $150 Back

As regular readers know, I’m a frequent advocate of Lending Club and social lending. Between now and October 1st, if you apply for a Lending Club loan and get it approved and funded, you can receive a $150 rebate. I should point out that yes, Lending Club is an affiliate. That said, my support for […]

Foreign Investing 101: What You Should Know Before Investing Your Dollars Abroad

Emerging markets have been the hot investment areas over the past few years. Investors have rushed to invest in the BRIC nations (Brazil, Russia, India, China). These countries have seen double digit growth rates as their economies have burst onto the national scene. Institutions and investors alike are dying to get a piece of this […]

Wedding Taxes: Four Must-Know Tax Facts For Planning Your Big Day

Wedding Taxes- Four Must-Know Tax Facts For Planning Your Big Day

Do I have to pay taxes on my wedding? Are any parts of my wedding tax-deductible? If my parents help pay, do they have to pay taxes if the wedding is a gift? These are just some of the tax questions that might come up when planning your wedding.

Why We Bought a House, and Why We Bought It Now

When is the right time to buy a house? Certainly not when you’ve got a brand-new baby commanding every waking second of your time. But that’s exactly what we did. We just became new parents, and we’re buying a home. We close in ten days. But why buy a house? And why do it now? […]

Would You Feel Guilty About a Wasted $3?

How would you feel if you wasted $3? Guilty? Like a squanderer? Would you take measures to ensure it didn’t happen again? Or could you care less? Let us know in a comment. Meanwhile, here’s how I recently changed my mindset own thinking on this very issue: Last weekend, my fiancé and I rented a […]

Bank Owned Homes: Should You Buy a Foreclosed Property?

Bank owned homes are still flooding our nation’s real estate market. For buyers who can handle risk, some are incredible deals. But if you’re gearing up to buy your first home, take a hard look at whether buying a foreclosed property is a good idea. Although buying a bank owned property requires you to jump […]

How to Rebalance Your Portfolio

How to Rebalance Your Portfolio

Savvy investors rebalance their portfolio often to ensure proper asset allocation. Fear not: even for novices, rebalancing isn’t as hard as it sounds.