Are you interested in constructing a portfolio of companies to invest in the good ole U.S.A? If so, then I have a portfolio for you. It’s a diversified portfolio of American companies stocks that should benefit as the economy recovers. Unlike many companies, these companies have the bulk of their operations in the United States […]
When it comes to your taxes, knowing the lingo is key to understanding them. What’s the difference between and tax credit, tax deduction, and an adjustment? A credit is an amount off what you owe, dollar for dollar. Tax deductions and adjustments are amounts off your income, which reduces your taxable income. Tricky right?
There is a lot to consider when shopping for health insurance. How much you see the doctor, what types of medications you are on, if your favorite doctor is covered under your new plan, it all comes into play when choosing health insurance. Here we go over what you will need to think about and where you can get more information when buying health insurance.
New or used? It’s a conundrum as old as cars themselves: Buy new and enjoy the security of new-car reliability and a factory warranty? Or Buy used and save thousands on depreciation? Now, if I were to poll personal finance bloggers, I’d guess 98% would say always, always, always buy used. Because the numbers don’t […]
Readers comment on how they budget for holiday shopping and keep Christmas gift spending in check.
You wake up to College Game Day with Kirk Herbstreit and Lee Corso on television every Saturday morning. The air is cool and crisp. Your weekends are planned around important games. Fall…and football season…is in full effect! And every true college football fan knows that no weekend is complete without a full day of […]
The end of the year is fast approaching. Soon you’ll be bellying up to your Thanksgiving feast and perhaps playing chicken with other holiday shoppers in some mall parking lot. Of course, you may be thinking about your holiday shopping already. And if you’re smart, you’ll also start working on your financial plans for 2011. […]
As I contemplated changing my everyday credit card to the Chase Freedom card; I’ve been pondering one of my favorite financial topics…credit card strategy. In other words, how does one maximize the benefits of credit cards—mainly short-term interest free loans (when paid-in-full), purchase protection, and rewards—while avoiding both credit cards’ inherent dangers and the temptation […]
When you can’t plan ahead you often get a raw deal on travelling, but it doesn’t have to be that way. There are still tricks you can use to snag a deal, even at the last minute. Using packaged deals, such as hotel and flight together, or taking advantage of funeral benefits (if they apply) are just a few of the things that can help you avoid paying full price.