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The Doorbuster Fallacy: Why Black Friday, Cyber Monday, and Other Sales Are Bad for Your Wallet

I awoke Friday, mildly hung-over on turkey and wine, to a TV news clip of early-morning shoppers stampeding through a local Target, elbowing one another for the best "Black Friday" deals. This clip was no different than others played every year on … [Read more...]

Beginning Stock Investing: A Starter Guide

Inspired by David’s First Time Homebuying Guide last week, I wrote this post for beginning stock market investors. Ready to buy your first few shares of stock? Here are five sound pointers to help you get started. 1. Pay off your high interest debt b … [Read more...]

What is an IPO? Facts for New Investors

IPO is an investing acronym we haven't heard much in a while...until recently. This week, General Motors went through the world's largest-ever IPO following the embattled automaker's bankruptcy last year. GM shares are available for trading as of … [Read more...]

Fringe Benefits For the Win: 15 Tax-Free Perks of Working for the Man

Do you know how much do you earn? (Hint: If your employer provides benefits, it's actually more than you think.) See, if your salary is $50,000, you don’t earn just $50,000. The actual value of your pay is comprised of both salary and benefits, w … [Read more...]

Track Your Spending with Mint Trends

Not too long ago, I compared budgeting to dieting. Want to lose weight? Count the calories you eat. Want to save more money? Count the pennies you spend. Of course, just like counting calories, tracking your spending manually is---to put it … [Read more...]

How Can Banks Win Your Business?

Take a moment and think about your bank or credit union. What do you like most about it? What do you hate about it? Why did you choose it in the first place? Finally, what would another bank or credit union have to do to get you to … [Read more...]

The Real Truth About Loan Modifications

Loan modification is a hot topic these days. Millions of home owners are currently struggling to make their mortgage payments, and many owe more than their homes are worth. If you find yourself in this situation, your options aren't great. … [Read more...]

ShareBuilder Review: Alternative to Online Brokers Targets Automatic Investors

If you want to start investing, you need at least a couple grand to get you going, right? Brokers have minimum opening deposits, and then you need to buy enough shares of stock to justify paying trade commissions. Although that may be true at many … [Read more...]

When To Buy A Stock: Three Signs It’s Time To Load Up On Shares

Are you wondering if it’s time to load up your stock shopping cart? The Dow Jones Industrial Average is up well over 11,000 and investors are slowly returning to the market. The economy is gradually improving and economic activity is slowly on the … [Read more...]

House-Hunting Secrets: Three Ways to Make the Most of Open Houses

Home buyers, listen up: If you’re savvy, you can get more out of open houses than free cookies. Realtors use open houses to find buyers, but clever buyers can use open houses to scout properties quickly, shop for a Realtor, and get the skinny on c … [Read more...]