A good credit history is a big part of financial independence; a good credit score makes it possible to get credit cards and buy a home, while a poor or missing credit history can make it difficult to rent an apartment, get insurance — or even get a job. Here’s what you need to know about building a great credit history and using it responsibly.
I’m turning 30 soon†. With this milestone approaching, I’ve already passed a late night or two sipping bourbon and meditating on my first three decades of life—successes, failures and what, if anything, I learned from them. Today, I want to share a few of these points on money. I’ll offer brief explanations of some; others […]
Note from David: When I got serious about financial improvement, I knew I wasn’t going to be able to totally eliminate dining out, Starbucks, and other indulgences like every personal finance book told me to. (Some people can; I just liked them too much.) Instead, I chose to a) earn more money and b) drastically […]