People ask me this all the time: "Dave, I'm sick of getting a crappy one percent APY on the money in my savings account. How can I earn a better return?" My response is always another question: "What's the money for?" Where you should save or … [Read more...]
Weekend Reading: Why You Should Take More Breaks
It's hard to keep up with all the news that may impact your bottom line. So with Amber's help, we're going to resume gathering interesting links with a focus on making the list as relevant, interesting, and quickly-scannable as possible. … [Read more...]
Extreme Couponing: Are These People Brilliant or Just Plain Crazy?
I’ve been hearing a lot lately about extreme couponing. The hit reality show on TLC and dismal economy seem to be driving interest in this phenomenon that takes clipping coupons to, well, extremes. (This is not the neatly-organized coupon folder … [Read more...]
Financial Checkup: How Should Erik Balance Savings Goals with $110k of Student Loans?
Occasionally I answer reader questions and give them a public financial checkup. The lucky reader gets free advice; you get a peek at somebody else's money. If you want to be considered for a future checkup and are willing to share your finances with … [Read more...]
The Big Fat Guide to Kicking Debt’s Butt
If you want to get out of debt on your own (and quickly), I’ve got the post that will help you do it. Not someday. Not tomorrow. Right. Freaking. Now. Get your boots on. Warning: There's a lot of information here. I tried to make it as … [Read more...]
When to Get a Credit Card, When to Use It & When to Cut It Up
Love them or hate them, credit cards are a fact of financial life. They can make tracking spending effortless. Just as easily, they can blur the line between how much money you have and how much you can spend---plunging you into debt. And … [Read more...]

