Financial Checkup: Why Julia Can’t Get Ahead on $35,000 a Year

About once a month, I answer one reader’s financial questions and give them a public financial checkup. If you want to be considered for a future checkup and are willing to share your finances with me, learn more here. Julia is a single, 26-year old account coordinator for an ad agency living in a suburb […]

My Experience: Combining Finances With A New Spouse

I’ve been married for a little over three months now, and, since my new husband and I combined our finances right after getting hitched, we’ve been learning a lot about what it’s like to share bank accounts. We went from completely separate financial lives and splitting (almost) every cost right down the middle to completely combined finances. After […]

Lessons from a Realtor: 7 Dos and Don’ts for Buying or Selling a Home

Between the dream of home ownership and turning the key to your new home, a lot has to happen—and a lot can go wrong. After all, real estate transactions take place between two imperfect parties: human beings. When I started out as a Realtor, I made mistakes just like anyone. I also witnessed clients make […]

Free Net Worth Spreadsheet

This free Excel 2007 net worth spreadsheet template lets you track your wealth each month.

This post contains a free net worth tracking spreadsheet template for Microsoft Excel (.xlsx). Please enjoy it for your personal use. An explanation of net worth and why I use this spreadsheet follows the screenshot. As you may know, I’m not a big fan of budgeting…at least the old fashioned way of manually writing down […]