Financial Checkup: Why Julia Can’t Get Ahead on $35,000 a Year

About once a month, I answer one reader’s financial questions and give them a public financial checkup. If you want to be considered for a future checkup and are willing to share your finances with me, learn more here. Julia is a single, 26-year old account coordinator for an ad agency living in a suburb […]

My Experience: Combining Finances With A New Spouse

I’ve been married for a little over three months now, and, since my new husband and I combined our finances right after getting hitched, we’ve been learning a lot about what it’s like to share bank accounts. We went from completely separate financial lives and splitting (almost) every cost right down the middle to completely combined finances. After […]

Make Change Easier: An Interview with Adam Baker of Man Vs. Debt

Adam Baker of Man Vs Debt

Today, I’m excited to bring you an interview with Adam Baker of Man Vs. Debt. “Baker” (as he’s known) exploded onto the personal finance blogging scene a couple of years ago as he wrote about his family’s decision to sell most of what they owned and travel the world (with their 2-year old daughter) while […]

Lessons from a Realtor: 7 Dos and Don’ts for Buying or Selling a Home

Between the dream of home ownership and turning the key to your new home, a lot has to happen—and a lot can go wrong. After all, real estate transactions take place between two imperfect parties: human beings. When I started out as a Realtor, I made mistakes just like anyone. I also witnessed clients make […]

Free Net Worth Spreadsheet

This free Excel 2007 net worth spreadsheet template lets you track your wealth each month.

This post contains a free net worth tracking spreadsheet template for Microsoft Excel (.xlsx). Please enjoy it for your personal use. An explanation of net worth and why I use this spreadsheet follows the screenshot. As you may know, I’m not a big fan of budgeting…at least the old fashioned way of manually writing down […]