MoneyUnder30.com

The Real Cost Of Having A Baby

For many of you, crying babies and babbling toddlers are the last things on your mind. If you’re like I was "before child", when you see a family with a gaggle of kids in line at a store, you pick another register---quick. Been there. Of course n … [Read more...]

Q&A: I’m Financing A Car; Should I Make A Down Payment Or Pay Off Debt?

Occasionally I publish answers to selected readers’ money questions. I welcome your opinion in the comments. Send questions to david@moneyunder30.com. Q: I am in the process of purchasing my first car. I make a little over $30,000 and have student lo … [Read more...]

Should You Move For A Job?

The New York Times has called us “The Go-Nowhere Generation.”The reason?Lots of us are choosing not to venture far from home.We’re not crossing state lines to find work---even when there are few jobs at home. We came of age at the dawn of a recession … [Read more...]

Should You Ever Pay a Credit Card Annual Fee?

A lot of other personal finance nerds call people who pay an annual fee on a credit card "stupid". I don't agree. Credit cards with annual fees are not necessarily evil---they can, in fact, be a great deal...for the right person. If … [Read more...]

How To Get A Mortgage For A Rental Property

I waited for five months to hear back from the bank that they financially accepted my offer on the rental property: $85K! All of my paperwork was completed, the inspection came out better than expected and the bank was even giving me 2% toward … [Read more...]

Should You Invest In Real Estate?

Editor's Note: Yesterday Sarah gave us some ways to help you figure out if you're ready to buy a home. But what if you're pondering buying real estate not as a home, but an investment? Real estate investing involves more risk and legwork than … [Read more...]

Is It Your Time To Buy A House? Four Questions To Ask Yourself

Editor’s Note:  Many of you write in asking if you’re ready to buy a home. Others have asked if rental real estate makes a good investment, which we will get into in two upcoming posts. If you’re a happy renter, know that we're not unduly glorifying r … [Read more...]

Q&A: Should I Take Out Another Student Loan For My PhD?

Occasionally I publish answers to select readers’ money questions. I welcome your opinion in the comments. Send questions to david@moneyunder30.com. Q: I am 27, married, and my husband and I have a combined student loan debt of about $100,000. It's d … [Read more...]