Renter’s Insurance: When You Need It and How To Get It

Fire. Theft. Vandalism. Flooding. Scary, right? Although we hope it won't happen to us, anybody could be a disaster victim. And that's why home owners have insurance---to protect the roof over our heads and replace possessions in case the … [Read more...]

What Credit Score Do You Need To Get Approved For That Credit Card?

You’ve probably read this a million times: Know your credit score. Keeping track of your credit score can alert you to problems in your credit report and show you how timely payments is paying off as your score goes up. You can also compare your … [Read more...]

Roth 401ks vs. Traditional 401ks

Last week, we asked: 401k or IRA? So the obvious follow-up is: Roth or traditional? If you read that and say, “huh?” Don’t feel bad. Despite hundreds of articles I’ve read on the topic, I have yet to find one that explains the differences … [Read more...]

Chase Sapphire® Credit Card Review

Without a doubt, the credit cards you carry can either really help you or really hurt your finances. With that in mind, I periodically take a look at new credit cards on the market and how they stack up to all the available options. Today, let’s … [Read more...]

The Consequences of Walking Away From a Mortgage

I hope this post doesn’t apply to you. That is, I hope you’re not in---or at risk of---foreclosure. We all know there are still a lot of foreclosures out there. As a Realtor, it’s especially obvious. Every time I drive to one of my short … [Read more...]

401(k) or IRA?

Decoding retirement savings is as thrilling as an all-day cram session for a standardized test. I get that. But just like that grad school exam, your future depends on it. A few weeks ago, I sent my focus group a quick survey on 401k plans. I knew … [Read more...]