Simple. Honest. Personal finance.

What Obama’s New Healthcare Law Means For You

Today's historic Supreme Court ruling upheld President Obama’s new healthcare laws (you know, "Obamacare"). This ruling included the polarizing individual mandate---the ability for the government to levy a tax on individuals who can afford health in … [Read more...]

Should You Pay Off Student Loans Early?

If you’ve graduated from college or graduate school in the last decade, I don’t need to tell you that college tuition is rising at an unsustainable level or that we are graduating with monstrous student loan debts—to the point that Americans’ total st … [Read more...]

Is It Better To Buy Or Lease a New Car?

If you've ever gone car shopping, you may have come across the option to lease a new car. On the surface, a car lease seems too good to be true. You get to drive home in a brand new car for a lower monthly payment than if you got a loan to buy the … [Read more...]

How to Sublet Your Apartment Safely (And More)

If you’re a college student, recent grad, or anyone living in a big city, you’re no stranger to sublets: Apartments that one tenant subleases to somebody else, often for a short period of time (such as a summer break). Although the concept of a sub … [Read more...]

Do Daily Deal Sites Cost You More?

Helicopter flight for two -- 61% off! Eyelash extensions  -- 50% off! Four-course dinner at a 5-star restaurant  -- 56% off! Four-day trip to Cozumel, Mexico  -- 43% off! Thanks to sites like Groupon, Living Social, and dozens of others, t … [Read more...]