Best Credit Card Rates

Credit card rates.

Updated daily, a comprehensive list of 0% intro rates on purchases and balance transfers, plus the lowest and average regular APRs on leading credit cards. Compare and apply. Credit Card Rates, Nationwide Averages Category Average APR Cash Back 16.46% Rewards 15.47% Balance Transfer 16.11% Low APR 10.88 For Limited/Average Credit 20.93% Best Credit Card Rates […]

What’s the Difference? Market, Limit, and Other Stock Market Orders

Learn how to buy and sell stock with this simple introduction to investing.

You don’t have to be a math whiz – or a millionaire – to invest in the stock market. In fact, the sooner you get comfortable buying and selling stock (and start investing in some solid companies), the better you can leverage stocks in your portfolio as your net worth grows. Here’s an explanation of […]

Q&A: Can I Fix Old Unpaid Or Charged Off Accounts On My Credit Report?

Is it possible to fix old negative accounts on your credit score? Maybe.

Q. I recently checked my credit reports and learned that they were reporting an old credit card as unpaid. Years ago, this account was charged of and had gone into collections. I eventually paid it off. I disputed this information with the credit bureaus. Transunion updated this item to “closed and paid” but Experian informed […]

American Express Pass Card Review

The Amex Pass Card is a reloadable debit card designed for parents to help teens manage money.

Do you want your allowance in paper or plastic? American Express just released the PASS Card from American Express, a prepaid reloadable debit card for teens that aims to simplify how parents and teens manage money…without the need for the teen to have a checking account or credit card. Here’s how it works: The PASS […]

When Do You Need To Buy Life Insurance?

When do you need to buy life insurance? When somebody depends on your income.

Simply put; you need life insurance if someone else is depending on your income. Usually this means your children, but it could also be used to pay off debt for your spouse or parents.

Q&A: Should I Buy A Second ‘Commuter’ Car With Better MPG For My Long Daily Drive?

Small Car

Q: I just bought a brand-new pickup truck last year when my commute was only about three miles. I chose the truck because I’ve always preferred to drive a truck, but also to tow some toys and do dump runs. I’d really like to [keep] the truck, but now my commute [is] about 30 miles […]

The Only 9 Resume Tips You’ll Ever Need

Writing a good resume isn't rocket science, but you do need to get it right.

The most important part of resume writing is making sure it gets read. Your potential employer will never know how amazing you are if your resume is long, boring, and ugly. Keep it short and to the point with bullet points and lots of white space.

3 Secrets To Successful Habit Change

Habits are difficult to change. Understanding the psychology keeping us stuck in our ways can make it easier.

During more than six years blogging about money, I have become increasingly interested in learning more about what role habits — both good and bad — play in financial success. Additionally: Where do our habits come from? Why are bad habits so difficult to break? And how can we change them? Recently, I asked my […]

So, You Want a Mortgage? What You’ll Need to Get Approved Fast

To get approved for a mortgage, you'll need to get your finances -- and your paperwork -- in order.

What does it take to get a mortgage? Yes, you need a good credit score, but here we look at what else you need before you apply for a home loan. Usually, this includes a job and a reliable income history that can be verified by at least two years of tax returns.

How Lease Options Work When You ‘Rent To Own’ A House

Renting a house with the option to buy -- called a lease option -- can be a fast-track to home ownership.

We spend a lot of time debating when you know it’s a good time for you to buy a home and, sometimes, offering gentle reminders that it can be smart to rent. But there’s another option: One that melds the pros and cons of both home ownership and renting. You’ve probably seen rent to own furniture […]