How To Start Freelancing: Four Steps To A Steady Second Income

More money is not always the answer. There are plenty of people with six figure incomes who are as financially hapless as those earning far less. That said, earning additional income can often help you achieve financial freedom faster. This is why … [Read more...]

Health Insurance: Understanding Your Deductible, Co-pay, & Out-of-Pocket Maximum

Is anybody else totally confused by health insurance benefits? Even when insurers break down plan benefits in neat grids, you need to know the difference between deductibles, premiums, out-of-pocket maximums, co-pays, and co-insurance to know what … [Read more...]

10 Astonishingly Common Misconceptions About Money

Lots of people have some pretty big misconceptions about money. Some of these are perpetuated by financial media. Many of them are dangerous. Are you guilty of any of these? If so, let me know in a comment and tell me why you believed it. 1. … [Read more...]

Q&A: Should I Consolidate My Student Loans?

Q: I'm a 22-year-old college student about to graduate with an insane amount of debt. My loans come from multiple lenders and I was wondering: Would it be smart -- or at least possible -- to take out a consolidation student loan from a bank or credit … [Read more...]