The Last Budget You’ll Ever Need

I have a love/hate relationship with budgets. But mostly, I hate them. It’s not because I don’t like pie charts and spreadsheets. (I do.) I don’t like budgets because I hate telling you to write them when I know myself how boring, pointless, … [Read more...]

Q&A: Can We Get Approved For A Mortgage With $109k In Student Loan Debt?

Q. My wife (28) and I (27) just got married and we are hoping to buy a small starter house sometime in the next three years. We’ve discussed finances [a lot] so we feel ahead of the curve there. I make $65,000 a year as an engineer and she makes … [Read more...]

My Money Story: How A Surprisingly Simple Checklist Saved Us $1,365 A Year By Eliminating Wasted Food

Today I want to introduce a new type of post here on Money Under 30: “My Money Story”. These posts are the financial experiences and lessons of real Money Under 30 readers in their own words. If you would like to contribute your story to a … [Read more...]

Money Mentors: Software Entrepreneur Ben Slivka On Investing, Financial Education

Note from David: Maria is Money Under 30’s new assistant editor. This is her first post. I’ve always thought the best part of studying journalism is being able to ask any question I want. When I don’t have an answer, it’s great to be able … [Read more...]

The ‘Secret Sauce’ In My Recipe For Defeating Debt

Many of you know my personal story. For those that do not, between beginning college and turning 26, I got into $80,000 of student loan, credit card, and auto debt. Then, I made a commitment to end the financial insanity: In three years, I paid it … [Read more...]

Cheap Gifts: 53 Inexpensive Christmas Gift Ideas

A reader asked me to follow-up on post about alternatives to store bought Christmas presents---especially given we find ourselves looking at yet another holiday season amid still uncertain economic times and on a budget. Below, take a moment to … [Read more...]

10 Businesses You Can Start With Almost No Money

Astute readers of this blog will know that I advocate increasing your income more often than reducing your spending. It’s time to put my money where my mouth is with ten real business ideas (not cheesy work-at-home ideas) that require little or no … [Read more...]