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Building up (and Bailing out) Massive Credit Card Debt: My Story

I'm going to share the story of my twentysomething financial meltdown. But understand there's some risk for me. Wait until you see just how reckless Lou Carlozo, the intrepid personal finance journalist, once behaved. What’s more, you might t … [Read more...]

Fired! How to Get Your Finances in Order When you Lose Your Job

Imagine the unimaginable: It’s Friday and you head to work in a good mood, primed for the weekend ahead. You settle at your desk, check your email, and see that your boss wants to see you in his office. You go in, he closes the door, and you notice t … [Read more...]

Car Dealer Secrets: What Invoice Pricing Really Means

Negotiating the sale of a new car is a dance: As a buyer, you want to pay as little as possible. As a dealer, I want to run a profitable business. Sometimes, this dance becomes a fight – an unpleasant, drawn-out battle of the wills. Believe it or n … [Read more...]

How to Pay Your Student Loan Faster

There’s no doubt that dealing with student loan debt can seem overwhelming. But before you freak out and start to regret spending all that money on your degree, take a second to breathe and remember this: There are things you can do to help pay it … [Read more...]

What’s Your Number?

-- What’s your number? -- Excuse me? -- The amount of money you would need to be able to walk away from it all and just live happily-ever-after. See, I find that everyone has a number and it’s usually an exact number, so what is you … [Read more...]

How to Shrink Your Supersize Smartphone Bill

These days, it seems almost everyone has some kind of fancy phone glued to their palm 24 hours a day. We just can’t live without our status updates and tweeting and texting and e-mailing. We're using our phones to cook dinner, pay bills, make r … [Read more...]

Whole Foods on a Budget: 5 Tips for Getting the Freshest Foods for Less

Imagine somebody just handed you $100 to spend on anything you want. With the crisp C-note in your pocket, you put the key in the ignition and back out of the driveway. Where will you go? Target? The mall? Your favorite restaurant? For me, the … [Read more...]

Banking on Tap (Literally): How Smartphone Apps for Mobile Banking Stack Up

Lou Carlozo is new to Money Under 30. Based in Chicago, Lou is a personal finance contributor for Reuters Money, a columnist with DealNews.com, and a former managing editor at AOL's WalletPop.com. This is his first post. Welcome, Lou. - … [Read more...]

How to Give Investments as a Gift

Not to freak you out, but holiday gift-giving time is around the corner. I find the holidays stressful not only because they’re expensive, but because there’s so much pressure to choose the perfect gift. Here’s a gift option you might not have p … [Read more...]

How to Use a Credit Card Responsibly

This blog was born of stupidity. Between the ages of 18 and 25 I racked up nearly $80,000 of debt -- much of it on credit cards. I wrote this article in 2007 when I was still digging out of debt and struggling with how to quit my bad money habits, … [Read more...]