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	<title>Comments on: 23 Things Beginners Absolutely Must Know About Saving for Retirement</title>
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	<link>http://www.moneyunder30.com/23-things-beginners-absolutely-must-know-about-saving-for-retirement</link>
	<description>Simple, Honest Financial Advice</description>
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		<title>By: Woody</title>
		<link>http://www.moneyunder30.com/23-things-beginners-absolutely-must-know-about-saving-for-retirement/comment-page-1#comment-12794</link>
		<dc:creator>Woody</dc:creator>
		<pubDate>Wed, 26 Oct 2011 02:16:06 +0000</pubDate>
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		<description>I&#039;m in my 40&#039;s, make 60 a year and just now received a position that offers a 401k program. Any suggestions on how I can catch up with a retirement investment?</description>
		<content:encoded><![CDATA[<p>I&#8217;m in my 40&#8242;s, make 60 a year and just now received a position that offers a 401k program. Any suggestions on how I can catch up with a retirement investment?</p>
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	<item>
		<title>By: Brendon</title>
		<link>http://www.moneyunder30.com/23-things-beginners-absolutely-must-know-about-saving-for-retirement/comment-page-1#comment-12253</link>
		<dc:creator>Brendon</dc:creator>
		<pubDate>Sat, 01 Oct 2011 00:11:40 +0000</pubDate>
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		<description>Yeah it &#039;sux&#039;, but there&#039;s many +22 year olds with bachelor&#039;s degrees not making that amount. It&#039;s partially the economy&#039;s fault. I graduated in &#039;09 when it was freaking impossible to find a job anywhere, especially in my field of study. Aside from what your pay is, you have to weigh in the health benefits too. You may make more than me, but I save literally at least thousands each year on health care benefits and am able to get the care I need easily, which is hugely important to living a healthy, long life.</description>
		<content:encoded><![CDATA[<p>Yeah it &#8216;sux&#8217;, but there&#8217;s many +22 year olds with bachelor&#8217;s degrees not making that amount. It&#8217;s partially the economy&#8217;s fault. I graduated in &#8217;09 when it was freaking impossible to find a job anywhere, especially in my field of study. Aside from what your pay is, you have to weigh in the health benefits too. You may make more than me, but I save literally at least thousands each year on health care benefits and am able to get the care I need easily, which is hugely important to living a healthy, long life.</p>
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		<title>By: Mishka</title>
		<link>http://www.moneyunder30.com/23-things-beginners-absolutely-must-know-about-saving-for-retirement/comment-page-1#comment-12252</link>
		<dc:creator>Mishka</dc:creator>
		<pubDate>Sat, 01 Oct 2011 00:06:07 +0000</pubDate>
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		<description>I have a design job at a respectable place, am a couple years older than you and make less. It depends on location and the size of the company. A 22 year old making 40,000 is rare, though not impossible.</description>
		<content:encoded><![CDATA[<p>I have a design job at a respectable place, am a couple years older than you and make less. It depends on location and the size of the company. A 22 year old making 40,000 is rare, though not impossible.</p>
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		<title>By: Robin</title>
		<link>http://www.moneyunder30.com/23-things-beginners-absolutely-must-know-about-saving-for-retirement/comment-page-1#comment-8256</link>
		<dc:creator>Robin</dc:creator>
		<pubDate>Tue, 23 Nov 2010 16:42:16 +0000</pubDate>
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		<description>I&#039;m 23 and make $39K. In a design job. It happens.</description>
		<content:encoded><![CDATA[<p>I&#8217;m 23 and make $39K. In a design job. It happens.</p>
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		<title>By: Dusti</title>
		<link>http://www.moneyunder30.com/23-things-beginners-absolutely-must-know-about-saving-for-retirement/comment-page-1#comment-6965</link>
		<dc:creator>Dusti</dc:creator>
		<pubDate>Thu, 16 Sep 2010 20:12:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/?p=3370#comment-6965</guid>
		<description>haha 26 and at 280k 
Gotta love the evil oil feild.</description>
		<content:encoded><![CDATA[<p>haha 26 and at 280k<br />
Gotta love the evil oil feild.</p>
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		<title>By: Sarah</title>
		<link>http://www.moneyunder30.com/23-things-beginners-absolutely-must-know-about-saving-for-retirement/comment-page-1#comment-5232</link>
		<dc:creator>Sarah</dc:creator>
		<pubDate>Fri, 30 Apr 2010 07:44:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/?p=3370#comment-5232</guid>
		<description>I am 22 years old, I have been a registered nurse for 2 years and I am currently making over $55,000 a year.

So much depends on the choices that we make we we&#039;re young.

What can you tell me about 401B&#039;s?
advantages/disadvantages to 401Bs?</description>
		<content:encoded><![CDATA[<p>I am 22 years old, I have been a registered nurse for 2 years and I am currently making over $55,000 a year.</p>
<p>So much depends on the choices that we make we we&#8217;re young.</p>
<p>What can you tell me about 401B&#8217;s?<br />
advantages/disadvantages to 401Bs?</p>
]]></content:encoded>
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		<title>By: Jim</title>
		<link>http://www.moneyunder30.com/23-things-beginners-absolutely-must-know-about-saving-for-retirement/comment-page-1#comment-4465</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Wed, 17 Feb 2010 23:02:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/?p=3370#comment-4465</guid>
		<description>One site I legit thought was good when i was growing up was this one. It helped me out majorly, wasn&#039;t nearly all my cashflow, but a nice 40%

&lt;a href=&quot;http://www.cashcrate.com/603267&quot; rel=&quot;nofollow&quot;&gt;&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>One site I legit thought was good when i was growing up was this one. It helped me out majorly, wasn&#8217;t nearly all my cashflow, but a nice 40%</p>
<p><a href="http://www.cashcrate.com/603267" rel="nofollow"></a></p>
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		<title>By: tommy</title>
		<link>http://www.moneyunder30.com/23-things-beginners-absolutely-must-know-about-saving-for-retirement/comment-page-1#comment-4382</link>
		<dc:creator>tommy</dc:creator>
		<pubDate>Mon, 08 Feb 2010 10:41:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/?p=3370#comment-4382</guid>
		<description>I&#039;m 21 years old and I&#039;m finishing up my associate&#039;s degree and I make $41,600 a year...If someone with a bachelor&#039;s at 22 doesn&#039;t make that amount that sux lol</description>
		<content:encoded><![CDATA[<p>I&#8217;m 21 years old and I&#8217;m finishing up my associate&#8217;s degree and I make $41,600 a year&#8230;If someone with a bachelor&#8217;s at 22 doesn&#8217;t make that amount that sux lol</p>
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		<title>By: Mario</title>
		<link>http://www.moneyunder30.com/23-things-beginners-absolutely-must-know-about-saving-for-retirement/comment-page-1#comment-4090</link>
		<dc:creator>Mario</dc:creator>
		<pubDate>Fri, 08 Jan 2010 03:41:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/?p=3370#comment-4090</guid>
		<description>I would recommend to the young people who are interested in being more financially savvy and making more aggressive investments to consider investing in real estate. I personally have had a lot of success in it at a young age and although there are risks involved in any investment the timing is perfect and the value will never drop to 0 like some stocks i have seen in the past few years. obviously work with experienced people and know what you are doing. The returns can be much higher and you can leverage your money much further than most paper investments. It is a great way to build up your cash to invest in other slower moving investments. I strongly recommend it for the person who is willing to invest the time and be patient to learn. 
M.</description>
		<content:encoded><![CDATA[<p>I would recommend to the young people who are interested in being more financially savvy and making more aggressive investments to consider investing in real estate. I personally have had a lot of success in it at a young age and although there are risks involved in any investment the timing is perfect and the value will never drop to 0 like some stocks i have seen in the past few years. obviously work with experienced people and know what you are doing. The returns can be much higher and you can leverage your money much further than most paper investments. It is a great way to build up your cash to invest in other slower moving investments. I strongly recommend it for the person who is willing to invest the time and be patient to learn.<br />
M.</p>
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	<item>
		<title>By: I'm with Huh?</title>
		<link>http://www.moneyunder30.com/23-things-beginners-absolutely-must-know-about-saving-for-retirement/comment-page-1#comment-3484</link>
		<dc:creator>I'm with Huh?</dc:creator>
		<pubDate>Wed, 04 Nov 2009 06:29:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.moneyunder30.com/?p=3370#comment-3484</guid>
		<description>I have to agree with Huh? High-paying fields like health care require a graduate degree--few if any 22-yro lds will have that degree. The part of any of the fields mentioned that a 22-yr old will be in are unlikely to be anywhere near the salaries mentioned. And &quot;ambitious&quot;? There&#039;s more to life&#039;s ambition than a particular salary level. Maybe I&#039;m biased--I passed the age of 30 a long time ago, and even with two graduate degrees, have only recently passed that $40K mark. The true compensation is that I love what I do, working in an academic library. If I&#039;d let it be all about making more money, I&#039;d have had to run away screaming years ago from whatever soul-sucking job I&#039;d ended up taking to get there.</description>
		<content:encoded><![CDATA[<p>I have to agree with Huh? High-paying fields like health care require a graduate degree&#8211;few if any 22-yro lds will have that degree. The part of any of the fields mentioned that a 22-yr old will be in are unlikely to be anywhere near the salaries mentioned. And &#8220;ambitious&#8221;? There&#8217;s more to life&#8217;s ambition than a particular salary level. Maybe I&#8217;m biased&#8211;I passed the age of 30 a long time ago, and even with two graduate degrees, have only recently passed that $40K mark. The true compensation is that I love what I do, working in an academic library. If I&#8217;d let it be all about making more money, I&#8217;d have had to run away screaming years ago from whatever soul-sucking job I&#8217;d ended up taking to get there.</p>
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