That’s counter-intuitive (as you noted, using one of my favorite words), but you can see how the thinking would develop: You’re down, so you start to get nervous and think, “I need to make back what I lost!”

Scary to realize that the thinking we use at the roulette table could guide our finances, too. But I think good feeds on good, and bad feeds on bad — if you start to concentrate on your finances and think more responsibly, you want to keep good momentum going.

It’s like getting up to go running in the morning — it’s warm in your bed, it’s cold outside, and exercise can be painful. But once you get a pattern started, you’ll be glad you pushed it.

(Although I find it interesting that exercising is like the reverse of impulsive spending or eating…our “impulse” is to be lazy and NOT do what we should).

And yeah, I spiced up my writing in this one to see if anybody was awake. Nice catch. Hope I didn’t offend anybody else.

I had to double take the last sentance, first paragraph. Haha, it totally caught me off guard.. I’m not offended or anything. Coors is terrible… Miller Lite all the way.