Where can I get the really free government credit report?

Angela asks: “Where can I get the really free government credit report?”

Consumers in the United States are entitled by law to access each of their three credit bureau reports once each year. You may request these free credit reports under the government law at annualcreditreport.com. As far as we know, this is the only Website that provides access to the free credit reports as mandated by federal law. Other sites (like freecreditreport.com) are actually paid services that may offer a free trial.

Note that when you request your free government credit report from annualcreditreport.com, you will be asked which reports you want: Your credit report from Experian, TransUnion, and/or Equifax. You may check all three at once or check one at a time and different times throughout the year.