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Should I get a master’s degree in environmental planning?

by David Weliver on Oct 06, 2009 in Uncategorized

Julia asks: I’m deciding on whether to go to graduate school and need to consider costs. I have $15k in cash, but that won’t hold a candle to what it will cost in full. Is a master’s degree at a not-well-known school (but still accredited for the program) worth the nearly free tuition of being [...]

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Deployed solider: How should I use my $78k re-enlistment bonus?

by David Weliver on Oct 05, 2009 in Investing, Retirement, Saving

Chris asks: Both my wife and I are in the military. I am currently deployed and will be re-enlisting for another four years of service. My career field receives a bonus for re-enlisting which will be about $78,000. I’ll get half up front, and the rest in annual installments over the next four years [...]

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Can I transfer a balance off a credit card and then back onto the original card?

by David Weliver on Oct 05, 2009 in Credit Cards, Debt

Edward asks: If I have a balance transfer option on a card but I already have a balance on that card, can I transfer the balances onto other cards and, once those transfers clear, transfer the money back to the original card and get the zero or 1.99 percent transfer APR that they were going [...]

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How do I deal with debt that is much more than what I earn?

by David Weliver on Oct 04, 2009 in Debt

Lara asks: How do I cope with debts that are much bigger than what I am earning now?

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Can I do “W2″ work as a single-person LLC?

by David Weliver on Oct 03, 2009 in Self-Employment, Tax

MB asks: I have an LLC and have found a contract position through a third party. I want to be paid on a corp-to-corp basis. The third party broker says that they can only pay me on a corp-to-corp basis if I can show proof that I pay myself on a W2 basis. I tried [...]

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Will changing our Citi credit card from Elite level to Bronze affect our credit score?

by David Weliver on Sep 24, 2009 in Credit, Credit Cards

Ben asks: “My twin brother and I share a Credit Card with Citibank and want to change our card from their “Elite” level which charges a fee, to their “Bronze” level, which does not charge a fee. The folks at Citi said they weren’t sure if this would affect our credit scores. They said it [...]

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Will debt settlement hurt my credit score?

by David Weliver on Sep 24, 2009 in Debt, Uncategorized

Dan asks: I have an opportunity to reach a debt settlement agreement with one of my credit cards, in which they will forgive about 30% of my debt if I pay the remaining balance in full over a couple of months. Will this hurt my credit score? How badly will my credit be damaged by [...]

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Where can I get the really free government credit report?

by David Weliver on Aug 11, 2009 in Uncategorized

Angela asks: “Where can I get the really free government credit report?”
Consumers in the United States are entitled by law to access each of their three credit bureau reports once each year. You may request these free credit reports under the government law at annualcreditreport.com. As far as we know, this is the only Website [...]

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Test Page

by David Weliver on Dec 09, 2008 in Uncategorized

Testing…

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