Joe asks: Since I am a full-time student, I can use my student loans for anything. Could I buy up my credit card debt (consolidating it at a lower interest rate?) Is this a good idea? Is it legal? [...]

Jackie asks: I am 26 years old. I own a condo which I am in the process of refinancing for a 15 year loan. My salary is $68K per year. I have just started working full-time in August since finishing grad school. I have 70K of student loan debt. I have no retirement savings what so ever. I do have an emergency savings with four months of expenses. Should I be saving for retirement or paying down my school loans? If I should be doing both, where should more money be going? [...]

Brian asks: I was wondering, how valuable/necessary is an MBA for somebody trying to start their own business as opposed to self-education? How much impact does the school you obtain your MBA from have on your ability to network and on gaining successful job placement? I am trying to assess the risk (e.g. cost in time and money) versus the reward. [...]

A reader asks: I have an undergraduate degree in political science and would like to work in human resources. Although I have a four year degree it has never helped me get a job beyond attesting to the fact that I was able to finish school. I know that I need to get another degree but I am not certain which path to head down. I have no experience in HR so would it be better to pursue an undergraduate degree or a graduate level one? [...]