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I’m 23 and have maxed out my Roth IRA. Where should I save next?

by David Weliver on Oct 22, 2009 in Investing, Saving

Anne asks: I’m a 23 year old making $60k a year. I have a $10,500 emergency fund, a fully-funded Roth IRA, and a partially funded Roth 401k (saving $250 a month after taxes, with no employer match). Both the Roth IRA and Roth 401(k) are in target date mutual funds. I save about $1,000 a [...]

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I’m 28, make $129k, save $1,800 a month, have $82k in student loans. How am I doing for my age?

by David Weliver on Oct 15, 2009 in Investing, Saving

Josh asks: I’m 28, make $129k per year, save $1,800 a month, own a property that I rent, $37k saved, and $82k in student loans. No credit card debt. How am I doing for my age? Could I spend more? Save more? What do you think?

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What is the APR for the ING Direct Electric Orange overdraft line of credit use?

by David Weliver on Oct 06, 2009 in Banking, Credit, Credit Cards, Saving

Craig asks: ING Electric Orange MasterCard: What is the APR for the credit card use?

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Deployed solider: How should I use my $78k re-enlistment bonus?

by David Weliver on Oct 05, 2009 in Investing, Retirement, Saving

Chris asks: Both my wife and I are in the military. I am currently deployed and will be re-enlisting for another four years of service. My career field receives a bonus for re-enlisting which will be about $78,000. I’ll get half up front, and the rest in annual installments over the next four years [...]

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