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MoneyUnder30.com

About Daniel Cross

Daniel Cross has been in the industry as an investment writer and financial advisor since 2005. He holds the Chartered Financial Consultant designation (ChFC) as well as Series 7 and Series 66 licenses, and has embarked on the arduous journey of obtaining the coveted CFA designation. Daniel lives in Florida with his wife, daughter, and pet Tortoise ironically named Turbo.

End Your Fear of Investing

You're ready to invest. You sit down at your computer with a stack of investment guides and mutual fund prospectus’s haphazardly laid out next to it and pull up your new brokerage account. You rub your hands together and prepare to buy that stock y … [Read more...]

Be a Smarter Investor: The Best Investments to Make When Markets Waver Between Up and Down

If you've passed Investing 101, you understand the principal of buying low and selling high. When markets start low and trend up, you want to buy until the price becomes too rich, when you sell. If you're content with passive, long-term investing, … [Read more...]

How Does the Federal Reserve Affect Your Portfolio? The New Investor’s Guide to Monetary Policy

Why are financial reporters obsessed with the Federal Reserve? How can a bunch of stodgy old economists be so interesting? Well, to be honest, they're not all that interesting. It's just that what they say and do can have broad influence on the … [Read more...]

5 Penalty-Free Early IRA Withdrawal Options

An individual retirement account (IRA) provides tax incentives to save this year's income and not touch it until you retire. But what if you have an emergency and need money today. Are their ways to take a penalty-free early IRA withdrawal? The … [Read more...]

This Simple Nugget of Investing Advice is Timeless; Do You Follow It?

It's some of the most common advice for investors seeking fortunes on Wall Street: "Invest in what you know". The idea was coined by famed investor Peter Lynch and remains one of the most widely espoused mantras by both Wall Street pros and … [Read more...]

Avoid These Investments at All Costs!

You see these ads all the time: "This stock could go up 1,000 percent in the next week!" or "I made millions trading currencies and you can too!" If you get sucked in, your heart starts racing and you start to imagine the thrill of a quick win -- … [Read more...]

Scared to Invest? Income Investing Offers a Lower Risk Approach

Living in our generation, if you want a shot at having enough money to live comfortably into old age, you need to be an investor. They say the only two certainties in life are death and taxes, but you mind as well add inflation, too. On average, … [Read more...]

Leverage in Your Portfolio: How Call Options Make Your Money Go Further

Previously we have discussed borrowing funds as a tool for leverage in order to amplify gains or take advantage of opportunities that would otherwise be missed. For this article, we'll cover the use of options both for leverage and a risk management … [Read more...]

On the Road from $0 to a Million, This Simple Pyramid is Your Map; What Level Are You On?

Proper financial planning takes into account the whole picture and not just a piece. Saving for retirement might be your current goal, but if you don't have a plan for emergencies, that goal can get derailed in a second and and kill any dreams of … [Read more...]

Growth Stocks vs Value Stocks: What’s the Difference?

First off, picking individual stocks isn't for everyone -- most new investors are well-served by a simple portfolio of mutual funds and exchange-traded funds. But owning stock in a company directly can make investing more interesting. Finding … [Read more...]