Last week, we asked: 401k or IRA? So the obvious follow-up is: Roth or traditional? If you read that and say, “huh?” Don’t feel bad. Despite hundreds of articles I’ve read on the topic, I have yet to find one that explains the differences … [Read more...]
Best Credit Card Rates
May 11, 2012 By
As a service to readers, this new feature will be updated weekly with up-to-date best credit card rates. Know of a great credit card rate that we haven't included? Send us a tip. You can also browse full details of my 12 recommended credit cards … [Read more...]
401(k) or IRA?
May 8, 2012 By 46 Comments
Decoding retirement savings is as thrilling as an all-day cram session for a standardized test. I get that. But just like that grad school exam, your future depends on it. A few weeks ago, I sent my focus group a quick survey on 401k plans. I knew … [Read more...]
How To Save When You Were Born To Spend
April 30, 2012 By 23 Comments
Are you a Natural Born Spender or Natural Born Saver? Believe it or not, research suggests that---Spender or Saver---you may really be born that way. So if you want to change your financial habits---say cut back on impulsive purchases and save a … [Read more...]
Green Investing: How Your Investments Can Help The Earth
April 23, 2012 By 4 Comments
Earth Day is an annual reminder of things we can do as individuals to help preserve our habitat and the resources that sustain us. When we think about living green, recycling, buying locally, or trading in the SUV for a Prius usually come to … [Read more...]
10 Astonishingly Common Misconceptions About Money
April 10, 2012 By 11 Comments
Lots of people have some pretty big misconceptions about money. Some of these are perpetuated by financial media. Many of them are dangerous. Are you guilty of any of these? If so, let me know in a comment and tell me why you believed it. 1. … [Read more...]
Why We Got a Target Red Card (And The Dangers Of One-Size-Fits-All Advice)
April 4, 2012 By 17 Comments
Perhaps you’ve heard this advice before: Store credit cards are evil! When the clerk at The Gap asks you “Do you want to save 10% today by opening up a credit card with us?” say, “no way, that’s stupid! Saving 10% to pay 30% … [Read more...]
Best Tax Software Compared
April 1, 2012 By 10 Comments
Ever wondered what the differences are among tax software programs? Maybe that only keeps nerds like me up at night, but there are differences. Examples: The most popular tax software is also the most expensive. And some cheaper programs charge … [Read more...]
Cash Rewards Credit Cards Compared
March 29, 2012 By 8 Comments
All credit cards are not created equal, and having the right credit card for your spending habits can pay off. For example, if you're paying off a balance over time, you don't want a card that pays big rewards but has a higher interest rate. If, … [Read more...]
The Real Cost Of Having a Baby
March 28, 2012 By 17 Comments
For many of you, crying babies and babbling toddlers are the last things on your mind. If you’re like I was "before child", when you see a family with a gaggle of kids in line at a store, you pick another register---quick. Been there. Of course … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results.