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About David Weliver

David Weliver is the founding editor of Money Under 30. He's a cited authority on personal finance and the unique money issues we face during our first two decades as adults. He lives in Maine with his wife and two children.

tradeMONSTER: An Inexpensive Platform For New Investors And Active Traders Alike

Investing as little as $50 a month can net you tens of thousands of dollars over your lifetime.  And the sooner you start putting money to work in stocks and bonds that appreciate and pay dividends over time, the faster you’ll be able to achieve fi … [Read more...]

How To Get Started With Sustainable Investing

When you begin investing, you need to learn a few basics about how Wall Street works. The ocean of available investment choices and conflicting advice is distracting and intimidating. Once you understand how to find a few mutual funds or ETFs that … [Read more...]

Credit Karma: The Best Place For Truly Free Credit Scores Now Offers Full Credit Reports

Anyone who has read Money Under 30 for some time knows that I'm a big fan of Credit Karma -- a site that provides a truly free credit score with no credit card numbers/signups required. This week they announced an exciting update that Credit Karma … [Read more...]

Barclaycard Ring Credit Card Review

When it comes to using credit cards, the advice you should strive to follow is simple: Pay off your balance each and every month. If you do that faithfully, you don't have to worry about what your card's APR and focus instead on earning rewards back … [Read more...]

Q&A: How Do I Build Credit Fast?

A reader asks: I’m trying to get my credit score growing again. I’m in school full-time and work full-time, too. I have just one credit card – a Wells Fargo student card -- that greatly helped my credit score when I first got it. However, in the last … [Read more...]

How The Sunk Cost Fallacy Leads You To Make Crappy Financial Decisions

There are some things about life (and money) we cannot control. We didn’t get to choose rich or poor parents. Nobody plans to get sick and take on medical debt. The good news, however, is that there are many things we can control. Most likely, how … [Read more...]

Are Rewards Credit Cards Bad For Your Credit Score? The Truth May Surprise You

After recent articles on how to start travel hacking and the best travel rewards programs for non frequent-fliers, we’ve received a few questions from readers wanting to start taking advantage of credit card rewards for the first time. One reader a … [Read more...]

Five Things To Do Now That Will Ensure You Don’t Regret Your Life When You’re 80

If there’s one thing I try to remind myself of everyday, it is this: The key to happiness – or as close to one as exists -- is to live in the present moment. Living for now means savoring a turkey sandwich rather than scarfing it down while che … [Read more...]

Mint Alternatives: More Tools To Manage Your Money

Technology is changing how we handle money. When I got my first bank account as a kid, I had a little passbook with my balance history stamped in it. There were no debit cards. And certainly no iPhone apps. And that was less than 20 years … [Read more...]

How To Open Your First IRA

Unfortunately, most of us in our 20s and 30s can't rely on the government or a fixed pension to provide financial security when we grow older. As a result, we face a sobering choice: Save -- often and early so you can one day stop working … [Read more...]